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Can you be the main driver on a car you don't own?

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  • 20-04-2019 7:04pm
    #1
    Jp1506
    Registered Users Posts: 110 ✭✭


    My grandmother is the main driver on her car that's in her name. I'm a named driver on her policy. Could she sell the car to me, as in transfer the car into my name but remain the main driver on the insurance policy.


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    #2
    fullstop
    Registered Users Posts: 11,445 ✭✭✭✭fullstop


    Jp1506 wrote: »
    My grandmother is the main driver on her car that's in her name. I'm a named driver on her policy. Could she sell the car to me, as in transfer the car into my name but remain the main driver on the insurance policy.

    No, unless they’ve changed the rules in the last couple of years.


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    #3
    grogi
    Registered Users Posts: 8,615 ✭✭✭grogi


    There is nothing fundamental that prevents this (stop the 'insurable interest' nonsense if you don't understand it).

    But in an effort to minimize risk exposure, none of the insurance companies in ROI I am aware of would quote her in such scenario.


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    #4
    biko
    Registered Users Posts: 81,220 ✭✭✭✭biko


    Probably not, it could be seen as fronting.


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