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Joint Mortgage - Permanent V Contract Job

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  • 30-04-2019 8:15am
    #1
    RichCRX
    Registered Users Posts: 205 ✭✭


    Hi there,

    I have a question in relation to applying for a joint mortgage.

    I am currently permanently employed, while my wife is employed on a contract basis. Does the fact that she's on a contract basis for her employment affect a joint mortgage application i.e. in the amount of money the bank is willing to lend? 

    Is permanent employment treated differently to contract employment in the application and if so in what ways?


    Thanks,
    Richard


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    #2
    Bank of Ireland: Alison
    Closed Accounts Posts: 1,060 ✭✭✭Bank of Ireland: Alison


    Hi RichCRX

    Thanks for getting in touch this morning.

    As many factors are involved within a mortgage application, if you would like to send us a PM with your full name and contact number we would be happy to arrange for one of our Mortgage Specialists to give you a call and chat further.

    (If you do hold any accounts please advise which Branch they're linked to)

    Hope to hear from you soon,

    Many thanks
    Alison


  • Options
    #3
    RichCRX
    Registered Users Posts: 205 ✭✭RichCRX


    Hi Alison,

    How can I PM ye guys?

    Thanks,
    Richard.


  • Options
    #4
    Bank of Ireland: Lorna
    Closed Accounts Posts: 423 ✭✭Bank of Ireland: Lorna


    Thanks for getting back to us Richard,

    You can PM us here.

    Thanks,

    Lorna


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