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Any reason I should keep my credit card ?

evlgmaojr27ypu · 2019-05-07 16:21:19

So I have had a credit card for few years, but hardly use it. The last time I used it was when I was on holidays and solely used for the hotel deposit. Managed to get by with revolut for day to day use, especially when they don't charge for exchanging currency. So is there any reason to hold on to a credit card, if I don't…

Comments

#32 12-05-2019 6:14pm

[Deleted User]
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josephsoap wrote: »

How much do you have to spend per month to receive that or would one big purchase result in €225 cash back ?

50k per annum.

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#33 12-05-2019 7:14pm

evlgmaojr27ypu

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josephsoap wrote: »

How much do you have to spend per month to receive that or would one big purchase result in €225 cash back ?

Spend over €5,000 (and up to €50,000) in any 12 month period from your account opening date, we will give you 0.5% of that amount back (maximum award for each 12 month period is €225)*

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#34 12-05-2019 7:21pm

daheff

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Posts: 5650

Definitely worth keeping

It’s free access to money in an emergency

Done right, your limit is about 1 months take home pay & repaid by dd every month.....so no interest charges.

If something happened where you need cash in a hurry, then it’s quicker than going to a bank(and they could say no).

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