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Called into bank about possible mortgage

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  • 11-05-2019 6:43pm
    #1
    Blueshoe
    Banned (with Prison Access) Posts: 3,964 ✭✭✭


    I dropped in and they told me the mortgage advisor would call me in a few days.
    He did. Told him I wanted some information.
    Il get back to you in a few days he said
    Never bothered his bollox to ring since


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Comments

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    #2
    devlinio
    Banned (with Prison Access) Posts: 172 ✭✭devlinio


    and?


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    #3
    ceekay74
    Registered Users Posts: 634 ✭✭✭ceekay74


    How many days has he not bothered his bollox for?


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    #4
    vkus6mt3y8zg2q
    Closed Accounts Posts: 197 ✭✭vkus6mt3y8zg2q


    What a pointless thread


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    #5
    Doodoo
    Registered Users Posts: 430 ✭✭Doodoo


    Blueshoe wrote: »
    I dropped in and they told me the mortgage advisor would call me in a few days.
    He did. Told him I wanted some information.
    Il get back to you in a few days he said
    Never bothered his bollox to ring since
    Ulster Bank by any chance?


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    #6
    Charles Ingles
    Banned (with Prison Access) Posts: 1,180 ✭✭✭Charles Ingles


    Cool story


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    #7
    jlm29
    Registered Users Posts: 3,818 ✭✭✭jlm29


    Who knows. Maybe he was sick and had to take a couple of weeks off. Or had a family emergency. Or went to Disneyland. Or maybe he just forgot.
    You probably need the bank more than they need you. Than can afford to drag their feet about some call backs for whatever reason. I’m assuming you can’t afford to buy a house without a mortgage. Maybe ring again and ask to discuss.


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    #8
    lawred2
    Registered Users Posts: 24,380 ✭✭✭✭lawred2


    How about you get off your hole and pick up the phone yourself .

    It's either important to you or it's not..


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    #9
    Blueshoe
    Banned (with Prison Access) Posts: 3,964 ✭✭✭Blueshoe


    ceekay74 wrote: »
    How many days has he not bothered his bollox for?

    6 weeks


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    #10
    Blueshoe
    Banned (with Prison Access) Posts: 3,964 ✭✭✭Blueshoe


    devlinio wrote: »
    and?

    Very slack of them. Unprofessional really


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    #11
    Blueshoe
    Banned (with Prison Access) Posts: 3,964 ✭✭✭Blueshoe


    Leia Huge Menswear wrote: »
    What a pointless thread

    All threads are pointless


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    #12
    Blueshoe
    Banned (with Prison Access) Posts: 3,964 ✭✭✭Blueshoe


    Doodoo wrote: »
    Ulster Bank by any chance?

    No.


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    #13
    Blueshoe
    Banned (with Prison Access) Posts: 3,964 ✭✭✭Blueshoe


    Charles Ingles wrote: »
    Cool story

    Thanks. It's just my story


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    #14
    Blueshoe
    Banned (with Prison Access) Posts: 3,964 ✭✭✭Blueshoe


    jlm29 wrote: »
    Who knows. Maybe he was sick and had to take a couple of weeks off. Or had a family emergency. Or went to Disneyland. Or maybe he just forgot.
    You probably need the bank more than they need you. Than can afford to drag their feet about some call backs for whatever reason. I’m assuming you can’t afford to buy a house without a mortgage. Maybe ring again and ask to discuss.

    For the amount I need a personal loan might be more suitable. Probably realised he wouldn't make a commission from me so didn't bother after that


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    #15
    Blueshoe
    Banned (with Prison Access) Posts: 3,964 ✭✭✭Blueshoe


    lawred2 wrote: »
    How about you get off your hole and pick up the phone yourself .

    It's either important to you or it's not..

    It's not at the top of my list


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    #16
    jlm29
    Registered Users Posts: 3,818 ✭✭✭jlm29


    Blueshoe wrote: »
    For the amount I need a personal loan might be more suitable. Probably realised he wouldn't make a commission from me so didn't bother after that

    With the interest rates on a personal loan vs on a mortgage, if you’re borrowing more than €30k (if that’s still the minimum mortgage), a mortgage will always be more suitable.


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    #17
    Cows Go µ
    Registered Users Posts: 902 ✭✭✭Cows Go µ


    Blueshoe wrote: »
    It's not at the top of my list

    If it's not at the top of your list, why on earth would it be the top of his?


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    #18
    Blueshoe
    Banned (with Prison Access) Posts: 3,964 ✭✭✭Blueshoe


    jlm29 wrote: »
    With the interest rates on a personal loan vs on a mortgage, if you’re borrowing more than €30k (if that’s still the minimum mortgage), a mortgage will always be more suitable.

    Not with the legal fees apparently. Anyway that's why I called in. To find out. But I didn't find out because he didn't ring back.


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    #19
    Blueshoe
    Banned (with Prison Access) Posts: 3,964 ✭✭✭Blueshoe


    Cows Go µ wrote: »
    If it's not at the top of your list, why on earth would it be the top of his?

    Probably because it's his job. Just a guess I suppose.
    Do you work in the public sector by any chance?


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    #20
    Cows Go µ
    Registered Users Posts: 902 ✭✭✭Cows Go µ


    Blueshoe wrote: »
    Probably because it's his job. Just a guess I suppose.
    Do you work in the public sector by any chance?

    Nope. But when I was getting my mortgage I hounded the poor people in the bank. Because it was important to me but I was one of hundreds of customers to them.


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    #21
    Ninthlife
    Registered Users Posts: 2,279 ✭✭✭Ninthlife


    The only real solution here is burn the bank down. That'll teach 'em


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    #22
    Blueshoe
    Banned (with Prison Access) Posts: 3,964 ✭✭✭Blueshoe


    Cows Go µ wrote: »
    Nope. But when I was getting my mortgage I hounded the poor people in the bank. Because it was important to me but I was one of hundreds of customers to them.

    Fair enough. It's not that important to me


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    #23
    Blueshoe
    Banned (with Prison Access) Posts: 3,964 ✭✭✭Blueshoe


    Ninthlife wrote: »
    The only real solution here is burn the bank down. That'll teach 'em

    Can I take the required monies first?


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    #24
    Ninthlife
    Registered Users Posts: 2,279 ✭✭✭Ninthlife


    Blueshoe wrote: »
    Can I take the required monies first?

    Pick the required amount from the ashes..simple


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    #25
    Blueshoe
    Banned (with Prison Access) Posts: 3,964 ✭✭✭Blueshoe


    Ninthlife wrote: »
    Pick the required amount from the ashes..simple

    Job done


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    #26
    mickdw
    Registered Users Posts: 23,356 ✭✭✭✭mickdw


    If bank don't want your business, use another bank. I wouldn't agree with this idea of it being normal to have to chase them up.
    Sure once you are locked into it, you might have some chasing to do but when they are looking to get business, they should be doing the running.


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    #27
    Ninthlife
    Registered Users Posts: 2,279 ✭✭✭Ninthlife


    Blueshoe wrote: »
    Job done

    Dont forget to hang round to see the look on the guys face that was supposed to ring you back...maybe console him with the words 'I hope HR ring you back soon with an alternative place of work, be a shame to be waiting on an important call'


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    #28
    Blueshoe
    Banned (with Prison Access) Posts: 3,964 ✭✭✭Blueshoe


    mickdw wrote: »
    If bank don't want your business, use another bank. I wouldn't agree with this idea of it being normal to have to chase them up.
    Sure once you are locked into it, you might have some chasing to do but when they are looking to get business, they should be doing the running.

    https://m.imgur.com/gallery/55MWqhs


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    #29
    Blueshoe
    Banned (with Prison Access) Posts: 3,964 ✭✭✭Blueshoe


    Ninthlife wrote: »
    Dont forget to hang round to see the look on the guys face that was supposed to ring you back...maybe console him with the words 'I hope HR ring you back soon with an alternative place of work'

    You get one too.
    https://m.imgur.com/gallery/55MWqhs


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    #30
    Ninthlife
    Registered Users Posts: 2,279 ✭✭✭Ninthlife


    Blueshoe wrote: »
    You get one too.
    https://m.imgur.com/gallery/55MWqhs

    I advise on all matters..if i had a biness card id give you one


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    #31
    beertons
    Hosted Moderators Posts: 23,092 ✭✭✭✭beertons


    You won't get the call on a Saturday anyway. Call bank on Monday, speak to yer man and see what the Jazz is.


This discussion has been closed.
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