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Political Parties to Solve The Housing Crisis?

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    #62
    Amirani
    Moderators, Society & Culture Moderators Posts: 12,524 Mod ✭✭✭✭Amirani


    Topgear on Dave wrote: »
    We need more rental accomodation to be available.

    So we need to encourage more people to be landlords. (And the large risky 100 to 300k investment to do so)

    So let them keep more of their profit and tax them less.

    Doing this just puts buy to let investors in competition with first time buyers. It just switches the problem around a bit.

    What we need is increased supply of accommodation. Tax breaks to small landlords doesn't increase the supply of accommodation, it just switches the supply from owner-occupiers to rentals.


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    #63
    Topgear on Dave
    Registered Users Posts: 4,545 ✭✭✭Topgear on Dave


    Amirani wrote: »
    Doing this just puts buy to let investors in competition with first time buyers. It just switches the problem around a bit.

    What we need is increased supply of accommodation. Tax breaks to small landlords doesn't increase the supply of accommodation, it just switches the supply from owner-occupiers to rentals.

    I am in total agreement about needing to increase the supply of accommodation but we could debate the ftb point.

    But if rental costs had stayed at reasonable rates I would not have bought a house. I was forced into competition with other ftbs. I would have preferred to stay renting for flexibility.

    Different strokes for different folks, variety is needed.


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    #64
    voluntary
    Registered Users Posts: 871 ✭✭✭voluntary


    A lot of people living in Ireland only consider buying now because the rents are no longer affordable.
    Many will get stuck in the homes they're forced to buy now for way longer than they'd like, limiting their future choices including career and travel. It's sad, really.


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    #65
    Graham
    Moderators, Society & Culture Moderators Posts: 17,642 Mod ✭✭✭✭Graham


    Did someone sneak in a ban on selling property?


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    #66
    Mad_maxx
    Registered Users Posts: 13,503 ✭✭✭✭Mad_maxx


    Sheeps wrote: »
    They're already paying the taxation necessary the only difference is they're getting terrible value for money because it's going to private landlords who are ripping the state off through the HAP scheme. If you invest in social housing, the money doesn't disappear. The state owns the house and has a valuable asset. It's literally an investment for the state.

    Quite wrong!

    The Hap scheme is the cheapest option, half what is received by the landlord goes back to the state via income tax, plus its left to the private landlord to maintain the property and deal with the tenant

    If the state owned the property, they could do nothing about deadbeat tenants who withhold rent ( currently 30%)

    Biggest problem in this country is we expect so little of the so called " vulnerable"


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