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Life Insurance - Death Caused by Alcoholism

  • 17-05-2019 11:11am
    #1
    GooglePlus
    Registered Users Posts: 2,010 ✭✭✭


    Hi,

    A quick query - If life insurance cover is provided with a mortgage and at the time the person at hand was proven to be in full health, can an insurance company deny life insurance cover if the same person dies as a result of alcoholism developed over a short period and years down the line?

    We are in this position and are being asked to provide medical records, which we will do but I just want see if anyone here has a similar experience.

    Are they just hoping that they were an alcoholic at the time of obtaining cover or does the fact that they became one over time, now void the cover?


Comments

  • #2
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,732 Mod ✭✭✭✭Henry Ford III


    If the medical questions (including alcohol consumption) were answered fully and honestly at proposal stage I can't foresee an issue with a claim.


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