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Credit report for mortgage

  • 27-06-2019 9:50pm
    #1
    TECH85
    Registered Users, Registered Users 2 Posts: 117 ✭✭


    Hey all

    I am just wondering if i apply for a mortgage will i be asked for a credit report ?
    I returned back from Australia 2 years ago , after 4 years there !
    So as part of application will they want to go back that far as part of their background checks?
    I have my accounts here in Ireland with savings history, weekly employment payments etc..

    Any advice much appreciated.
    Thanks


Comments

  • #2
    Trish56
    Registered Users, Registered Users 2 Posts: 1,256 ✭✭✭Trish56


    If you mention anywhere in your application that you were in Australia or still have savings or any accounts there or over last 6 months had funds transferred from there to your Irish Bank - they will ask you to submit a credit report which can be got from Experian.

    The lender will also request a credit report for you from www.icb.ie. You can apply yourself for one online and it is free.


  • #3
    TECH85
    Registered Users, Registered Users 2 Posts: 117 ✭✭TECH85


    Perfect, thanks for your reply trish56


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