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Do insurance companies impose total km limits on private cars?

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  • 30-06-2019 12:07am
    #1
    Stovepipe
    Registered Users Posts: 2,979 ✭✭✭


    Hi all,
    A colleague told me that insurance companies apply a total km limit of 300,000 km on private cars and 500,000 km on light commercials and that, hidden in the insurance policy, is a requirement to tell the insurance company when you reach this total on your vehicle. Is this true? I had 326,000 on my last car before it went for scrap.


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    #2
    pablo128
    Closed Accounts Posts: 6,219 ✭✭✭pablo128


    Some of our work vans have upwards of 700k kms on them. No issue.


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    #3
    Atlantic Dawn
    Registered Users Posts: 82,784 ✭✭✭✭Atlantic Dawn
    M


    I know they do ask how many km's per year you use them, can't see any issue whatever mileage is on them once they have valid NCT/DOE.


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    #4
    punisher5112
    Registered Users Posts: 24,644 ✭✭✭✭punisher5112


    Never heard of this but mileage you do a year yes....


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    #5
    biko
    Registered Users Posts: 81,220 ✭✭✭✭biko


    I've never heard of this. When you enter details for a quote you often enter a assumed mileage for the vehicle.
    But afaik there is no legal nor policy requirement to tell the company about your actual mileage.


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    #6
    coylemj
    Registered Users Posts: 25,455 ✭✭✭✭coylemj


    Stovepipe wrote: »
    Hi all,
    A colleague told me that insurance companies apply a total km limit of 300,000 km on private cars and 500,000 km on light commercials and that, hidden in the insurance policy, is a requirement to tell the insurance company when you reach this total on your vehicle. Is this true?

    No, it is not true. Challenge your colleague to download a policy document and show you where that condition is stated by any insurance company.


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