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opening bank account with little english

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  • 08-07-2019 7:46pm
    #1
    Amadan90
    Registered Users Posts: 42 ✭


    Is there a rule that you cannot open a bank account if you have poor english?
    Tagged:


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    #2
    colm_c
    Registered Users Posts: 2,031 ✭✭✭colm_c


    Amadan90 wrote: »
    Is there a rule that you cannot open a bank account if you have poor english?

    Wouldn't have thought so, but you would need to read and understand the terms and conditions (which would be in english).


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    #3
    is_that_so
    Registered Users Posts: 32,136 ✭✭✭✭is_that_so


    Is dis anuder furriners out tread[sic]?


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    #4
    is_that_so
    Registered Users Posts: 32,136 ✭✭✭✭is_that_so


    colm_c wrote: »
    Wouldn't have thought so, but you would need to read and understand the terms and conditions (which would be in english).
    Sure, who reads those things?!


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    #5
    Amadan90
    Registered Users Posts: 42 ✭Amadan90


    is_that_so wrote: »
    Is dis anuder furriners out tread[sic]?

    the opposite, my friends mother was refused today to open an account, she has some english but her daughter is fluent and would of helped her with anything she didn't understand.


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    #6
    looksee
    Registered Users Posts: 28,424 ✭✭✭✭looksee


    Is she a resident here? Did she have appropriate identification documents? I think you need a PPS number (not absolutely sure of that, but I think its the case).


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    #7
    is_that_so
    Registered Users Posts: 32,136 ✭✭✭✭is_that_so


    Amadan90 wrote: »
    the opposite, my friends mother was refused today to open an account, she has some english but her daughter is fluent and would of helped her with anything she didn't understand.
    Surprised at that. Most banks have branches that deal with visa students all the time, who are very likely to be in the same boat. I would certainly send in a complaint about it as it's very poor customer service.


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    #8
    phormium
    Registered Users Posts: 3,337 ✭✭✭phormium


    Far more likely it's a case of incomplete id rather than a language issue as a barrier.


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    #9
    is_that_so
    Registered Users Posts: 32,136 ✭✭✭✭is_that_so


    looksee wrote: »
    Is she a resident here? Did she have appropriate identification documents? I think you need a PPS number (not absolutely sure of that, but I think its the case).
    Two forms standard - ID and proof of address, nothing more needed.


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    #10
    Amadan90
    Registered Users Posts: 42 ✭Amadan90


    Mr.S wrote: »
    That’s strange, what was the actual reason for refusal, I doubt they said because of English!

    Just sign up online?

    They literally said because of English. Nothing about ID was asked.

    I told my friend just to go back today and ask another member of staff. If they have no problems then to definitely make a complaint but if they also say something about not speaking English then fair enough I guess.


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    #11
    Jim2007
    Moderators, Business & Finance Moderators Posts: 10,270 Mod ✭✭✭✭Jim2007


    Amadan90 wrote: »
    They literally said because of English. Nothing about ID was asked.

    I told my friend just to go back today and ask another member of staff. If they have no problems then to definitely make a complaint but if they also say something about not speaking English then fair enough I guess.

    There is no requirement that a potential client must speak English, nor is there any law requiring a bank or other business to accept a client or a customer either.

    However if a party to a contract cannot read and understand the contract, then it is very valid reason to reject the potential client.


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    #12
    Lackadaisical
    Closed Accounts Posts: 518 ✭✭✭Lackadaisical


    That could be covered under the Equal Status Acts.
    If you don't get anywhere with the branch, I would suggest a call to the IHREC:

    https://www.ihrec.ie/about/contact/


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    #13
    vrusinov
    Registered Users Posts: 163 ✭✭vrusinov


    One can do it in Irish.


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    #14
    Amadan90
    Registered Users Posts: 42 ✭Amadan90


    Lackadaisical wrote: »
    That could be covered under the Equal Status Acts.
    If you don't get anywhere with the branch, I would suggest a call to the IHREC:

    https://www.ihrec.ie/about/contact/

    They went again today but there was a different worker and had no problems at all. They made a complaint against the person who refused them yesterday.


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    #15
    Lackadaisical
    Closed Accounts Posts: 518 ✭✭✭Lackadaisical


    Glad to hear it's resolved!


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