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Do I need Public Liability Insurance?

Seafury · 2019-07-10 08:51:36

Hiya, As a new Landlord I understand I need to insure the property for Buildings Insurance but do I also need Public Liability Insurance to mitigate against any personal risk? Thanks in advance

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10-07-2019 9:51am

#1

Seafury

Registered Users Posts: 1 ✭

Join Date: July 2019

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Hiya,

As a new Landlord I understand I need to insure the property for Buildings Insurance but do I also need Public Liability Insurance to mitigate against any personal risk?

Thanks in advance

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#2 10-07-2019 11:03am
machalla

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Join Date: July 2003

Posts: 1384

For your own peace of mind I would say yes. Its generally something that's under landlord insurance policies in any case I believe.

Also you should be able to reclaim the cost of insurance as an expense from your tax bill as far as I know.

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#3 10-07-2019 1:31pm
Graham

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Check your house/contents/landlords insurance, you might find it already includes an element of PL.

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