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Contents insurance

Sunrise_Sunset · 2019-07-10 17:58:27

Just wondering what things I should add into the insured value for a contents insurance quote. Should I include the built in kitchen fittings? House is in Wicklow, which has the highest national average of 47k for 2016, I haven't found anything more up to date yet. The building itself should be included in the management…

10-07-2019 6:58pm

#1

Sunrise_Sunset

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Just wondering what things I should add into the insured value for a contents insurance quote. Should I include the built in kitchen fittings?

House is in Wicklow, which has the highest national average of 47k for 2016, I haven't found anything more up to date yet.

The building itself should be included in the management company fee, although I have to confirm this.

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#2 11-07-2019 7:24am

Eggs For Dinner

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Built in units form part of the definition of Buildings. In lay man's terms, Contents are anything you could, but not necessarily would, take with you if you left the house. Such as clothes, furniture, electrical equipment, etc. As an example, carpets are Contents, but a laminated or tiled floor is Buildings. A free standing wardrobe is Contents, a built-in wardrobe is Buildings.

Your sum insured should reflect the cost of replacing your contents at today's prices

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