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Will banks negotiate mortage rate for new customer

rodge123 · 2019-07-22 15:46:19

Currently have 350k mortgage with 25 years left. I’m with BOI and asked them for a better 5 year fixed rate than what they have advertised, this was a few months ago. They offered an 0.1% reduction to 3.1% I think at the time. KBC were at 2.6% and still are, so told BOI I’d be moving soon.. Looking to go ahead and switch…

22-07-2019 4:46pm

#1

rodge123

Registered Users Posts: 1,463 ✭✭✭

Join Date: October 2012

Posts: 1277

Currently have 350k mortgage with 25 years left.
I’m with BOI and asked them for a better 5 year fixed rate than what they have advertised, this was a few months ago. They offered an 0.1% reduction to 3.1% I think at the time.
KBC were at 2.6% and still are, so told BOI I’d be moving soon..

Looking to go ahead and switch in next few months (reckon rates may drop a little more across the board), does anyone know if other banks offer lower than their advertised rates?

Thanks

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