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Joint Account Query

  • 23-07-2019 9:22am
    #1
    KinnegadKid
    Registered Users Posts: 161 ✭✭


    Myself and the wife are going to open a joint account this week.Both BOI customers. Any ideas what bank would be best for a joint account with minimal fees etc.It will be a savings account with minimal withdrawal and a permanent balance of above €2500..Its for savings mostly..Thanks in advance


Comments

  • #2
    shanec1928
    Registered Users, Registered Users 2 Posts: 4,155 ✭✭✭shanec1928


    ebs offer free banking. there website is crap but free banking is free banking.


  • #3
    Wheety
    Registered Users, Registered Users 2 Posts: 5,512 ✭✭✭Wheety


    You could open an Extra Current A/C with KBC and an Extra Regular Savings account.

    To receive the 1.75%* rate on the Extra Regular Savings account:
    Must deposit minimum of €2k paid into the current account a month (no minimum balance though)
    Have to deposit between €100 and €1000 a month to the savings account
    The savings deposit must come from the current account
    The 2 accounts must be in the same name, so in this case joint names
    Also, can deposit up to €10k in the savings account when opening the account

    We do this and use the current account to pay mortgage, bills and all other joint costs

    *This has been reducing around every 6 months so don't expect it to stay at that


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