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BOI Visa Debit 3% cashback on purchases outside eurozone

Comments

  • #2
    banchang
    Registered Users, Registered Users 2 Posts: 1,276 ✭✭✭banchang


    ROVER wrote: »
    Offer until 31.8.19 max cashback €1000.00

    https://personalbanking.bankofireland.com/bank/current-accounts/live-life-rewards/cashback-as-you-shop/
    Better than Revolut for holdiays or online shopping.

    What about foreign currency fees ?


  • #3
    antodeco
    Registered Users, Subscribers, Registered Users 2 Posts: 13,591 ✭✭✭✭antodeco


    I wonder if the UK leave would they be considered outside the eurozone!


  • #4
    lbc2019
    Closed Accounts Posts: 2,291 ✭✭✭lbc2019


    antodeco wrote: »
    I wonder if the UK leave would they be considered outside the eurozone!

    they are already outside the eurozone!


  • #5
    killbillvol2
    Registered Users, Registered Users 2 Posts: 5,178 ✭✭✭killbillvol2


    I read that as maximum cashback is €30, as in 3% of €1000.

    Use your debit card outside of the Eurozone this summer to score 3% cashback on any purchase up to €1,000. The €1,000 is a cumulative total of all purchases made.1


  • #6
    Akula
    Registered Users, Registered Users 2 Posts: 786 ✭✭✭Akula


    Not sure how good an offer this is by the time you factor in poor fx rate and fees.


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  • #7
    killbillvol2
    Registered Users, Registered Users 2 Posts: 5,178 ✭✭✭killbillvol2


    Akula wrote: »
    Not sure how good an offer this is by the time you factor in poor fx rate and fees.

    If you made 3 atm withdrawals they'd cost you more than €30 in fees and FX rates.


  • #8
    lbc2019
    Closed Accounts Posts: 2,291 ✭✭✭lbc2019


    Its basically the 2% fee returned plus 1% extra- says it on the website


  • #9
    killbillvol2
    Registered Users, Registered Users 2 Posts: 5,178 ✭✭✭killbillvol2


    lbc2019 wrote: »
    Its basically the 2% fee returned plus 1% extra- says it on the website

    The extra is easily swallowed up by their poor fx rates.


  • #10
    ROVER
    Registered Users, Registered Users 2 Posts: 429 ✭✭ROVER


    My understanding is the debit card fee outside eurozone is visa interbank rate plus 2 percent max fee €11.43.

    So you will get Revolut rate plus 1% cashback


  • #11
    killbillvol2
    Registered Users, Registered Users 2 Posts: 5,178 ✭✭✭killbillvol2


    ROVER wrote: »
    My understanding is the debit card fee outside eurozone is visa interbank rate plus 2 percent max fee €11.43.

    So you will get Revolut rate plus 1% cashback

    Your OP said €1000, it's not even 30 as that will be clawed back on fees so you might end up with a bit less than 10.


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  • #12
    killbillvol2
    Registered Users, Registered Users 2 Posts: 5,178 ✭✭✭killbillvol2


    killbillvol2 wrote: »
    Your OP said €1000, it's not even 30 as that will be clawed back on fees so you might end up with a bit less than 10.

    This seems to be aimed at the same morons who fell for PTSB's 2% a month back on their mortgage.


  • #13
    ROVER
    Registered Users, Registered Users 2 Posts: 429 ✭✭ROVER


    killbillvol2 wrote: »
    Your OP said €1000, it's not even 30 as that will be clawed back on fees so you might end up with a bit less than 10.

    I misread the €1000 so will edit it.


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