Are we going to have alot of homeless pensioners?

Graces7

Sleepy wrote: »

I've often wondered why we treat the OAPs so well. As the one's who've gotten to vote most often, they're literally the demographic most to blame for the problems of the state (and often those who've benefited most from it's corruption).

Yet rather than blame them for the sins of crooks they elected, we treat them as being as agent-less as innocent children

:eek:

We are still vulnerable in old age. Which is what matters. especially the lower earners and disabled

Graces7

Sleepy wrote: »

I've often wondered why we treat the OAPs so well. As the one's who've gotten to vote most often, they're literally the demographic most to blame for the problems of the state (and often those who've benefited most from it's corruption).

Yet rather than blame them for the sins of crooks they elected, we treat them as being as agent-less as innocent children

sire we do. many die each winter alone and are left to rot, literally. as no one cares. many are left to rot in substandard nursing homes, suffering abuse. old man this week assaulted for asking a neighnbour to turn music down.

Graces7

so the answer to the OPs question? Going by the granny bashing attitudes here, indeed yes we old folk are at serious risk.

gctest50

Graces7 wrote: »

really? I have never used public transport in Ireland and not been near a dr for many years.

........

Prescriptions last 6 months

The other day you posted you get codeine now

Graces7 wrote: »

.........

I get codeine now but it was a battle.

gctest50

gctest50 wrote: »

Prescriptions last 6 months

The other day you posted you get codeine now

And what exactly is your problem with that ?
It’s a tribute to Graces if Codeine is the only medication she is on (many people half her age are on more due to obesity and unhealthy lifestyles)....she is one healthy woman. Having a script for Codeine doesn’t mean she is getting free public transport every week to see her GP for free visits .......unlike many young mothers with 3&4 kids who are in every week because of the free under 5 healthcare.

One day you will be older and you will be feel entitled to a state pension and free medical care when you can no longer work and earn money, and when you could be alone, widowed, children grown and living abroad, unable to cook or even light a fire, unable to take care of yourself through illness or immobility . We would all be lucky to age as well as Graces and to be so appreciative of nature, the seasons, and the simple life she enjoys now (on nothing more than a few Codeine) .

Compassion for our older population is something very few of us begrudge . We are all heading in the same direction and we have all paid heavy PRSI contributions for our lifetimes through work into a system that rightfully should allow for a state pension and free medical care . It’s called looking after more vulnerable people in society and looking at the bigger picture , not just at your own perspective.

gctest50

That's some bit of ranty deflection in a post



Anyway - why didn't you focus on this part :

gctest50 wrote: »

Prescriptions last 6 months

[.] Yes

[.] No



Codeine is prescription-only ? no ?


How do you get a prescription for an addicitive substance without being near a doctor for many years ?

Graces7 wrote: »

not been near a dr for many years.

........

I'm genuinely interested how this happens

.

Portsalon

Graces7 wrote: »

so the answer to the OPs question? Going by the granny bashing attitudes here, indeed yes we old folk are at serious risk.

You could always return to Boris's land flowing with milk and honey. They know how to cosset OAPs there!

Portsalon

Deleted User wrote: »

we have all paid heavy PRSI contributions for our lifetimes through work

:eek: In that case, why the need for the non-contributory pension?

screamer

We won’t get to retire, there’ll be no pension slush fund and no one to pay our pensions. We’ll work till we drop ala US where old grannies are packing bags in Walmart.

Gary Owen

Portsalon wrote: »

You could always return to Boris's land flowing with milk and honey. They know how to cosset OAPs there!

Not very nice .

r93kaey5p2izun

Codeine is not prescription only. It is available over the counter following consultation with pharmacist.

Portsalon

Portsalon wrote: »

:eek: In that case, why the need for the non-contributory pension?

I was speaking for myself in my fifties and working all my life .......plus I’d say very few older people spent their lives on the dole and claiming disability and OPFP. That’s more a thing in today’s culture . Most older people have earned their pension.

A huge amount of people today who are long term unemployed whether through choice or circumstances , will get the non contributory pension regardless of never paying contributions. That doesn’t do much to incentivize the rest of us to keep heading to work every day but that’s life and part of the society we live in . People need to be looked after regardless, no point in feeling hard done by .

Graces7

Samira Odd Machinery wrote: »

Codeine is not prescription only. It is available over the counter following consultation with pharmacist.

hilarious that they get like that! Never mind the reasoning; just attack! Really "mature".

Ignore list is growing to allow for sensible discussion

This is after hours stuff surely?

Thankfully no ranting here will change the legislation etc . Just hot air.

Oh there is a report out on this in today's news; could someone link please? Will give them fuel... Thank you

Graces7

Mad_maxx wrote: »

They don't come close to putting in what they draw down in the vast majority of cases

The UK pension rate is about right, a couple receive less per individual, free travel restricted to local area

difference between UK pension and here? Ireland tops up and it comes to about E12 a week.... Be kind to old folk as one day you too may be old... IF you are lucky

Graces7

gctest50 wrote: »

That's some bit of ranty deflection in a post



Anyway - why didn't you focus on this part :




[.] Yes

[.] No



Codeine is prescription-only ? no ?


How do you get a prescription for an addicitive substance without being near a doctor for many years ?




I'm genuinely interested how this happens

.

No you are not at all interested. Just your customary deflection tactics and to cover up your inaccuracies...

Maybe get back to the real issue here; of providing accommodation for an increased ageing population? Have a look at the news today please?

Graces7

Portsalon wrote: »

Odd; you are posting blank messages now? Interesting.

Have you any response to the thread theme ?

gctest50

Samira Odd Machinery wrote: »

Codeine is not prescription only. It is available over the counter following consultation with pharmacist.

codant, 30 or 60 mg codeine phosphate tablets etc won't be thrown out over the counter after a bit of a chat


You will get Paracetamol etc mixed with a bit of codeine after a chat

If you seriously abuse the paracetamol etc mixed one you will end up in hospital or dead from liver failure


Of course i am genuinely interested in how someone can get their hands on codeine

I couldn't care less if someone has gone to the chemists shop and bought a few Neurofen Plus

gctest50

Graces7 wrote: »

..........

Maybe get back to the real issue here; of providing accommodation for an increased ageing population? .........

That's what all this is about, all part of the picture-

since some of the aging population TODAY just can't manage because of substance addiction



Here it is :

Mad_maxx wrote: »

tayto lover wrote: »

But what kind?
They should be well able to manage on their pensions.

Substance addiction, ........

.

ELM327

gctest50 wrote: »

codant, 30 or 60 mg codeine phosphate tablets etc won't be thrown out over the counter after a bit of a chat


You will get Paracetamol etc mixed with a bit of codeine after a chat

If you seriously abuse the paracetamol etc mixed one you will end up in hospital or dead from liver failure


Of course i am genuinely interested in how someone can get their hands on codeine

I couldn't care less if someone has gone to the chemists shop and bought a few Neurofen Plus

You'll get 8mg codeine tablets over the counter, with 500mg of paracetamol.



As anyone who has ever had a back injury (or any other reason to be prescribed codeine) 8mg does nothing. Tylex for instance is a 60mg dose (2 tablets). That is prescription only.

ELM327

Graces7 wrote: »

really? I have never used public transport in Ireland and not been near a dr for many years.

and even if it were true? Old folk are vulnerable to all kinds of old age illnesses. And have every right to the medical care they need.
Just as you have.

If I have to get medical care I pay €25 to my doctor (€55-€30 VHI)
If it's semi urgent I can go to the swiftcare 6 times a year, €25 a pop (€125-€100 VHI)
If it's urgent life or death I can go to an A+E and be charged €100 a pop.
I then have to pay my VHI (currently ~€700 a year - €1400 paid by employer, I pay €700 BIK), and all prescription costs (current regular medication runs about €60 a month).


Pensioners get all of the above for free (or a measly token per prescription charge). Don't spout on about "rights" as if everyone is in the same boat.

Ursus Horribilis

So, are we going to have alot(sic) of homeless pensioners? This seems to have veered off in a completely different direction.

L1011

This thread needs to be depersonalised and re-generalised or its completely pointless

Sleepy

Graces7 wrote: »

sire we do. many die each winter alone and are left to rot, literally. as no one cares. many are left to rot in substandard nursing homes, suffering abuse. old man this week assaulted for asking a neighnbour to turn music down.

We have one of the highest state pensions in the world and many additional welfare payments only available to the elderly (home heating, Warmer Homes scheme, free travel, free tv license etc.)

We have socialised health care (the HSE is far from perfect but it's there)

Pensioners receive more assistance than the unemployed, regardless of whether they've ever paid any tax in their lives.

No, our social care systems aren't perfect and bad people can target the elderly as easy victims for abuse but it's utterly undeniable that our taxation and welfare systems give pensioners preferential treatment even if they've never contributed a cent in taxation in their lives.

That's pretty galling for those of us paying for this largess, particularly when you consider that it's unlikely that many of our generation will ever receive a state pension due to the mismanagement of the state by politicians elected by those same pensioners since the foundation of the state.

Those of pensionable age at the moment, and those reaching that milestone in the next decade or so have nothing to fear. It's their children and grandchildren who'll be the ones finding themselves homeless in their old age. I had originally ended the last sentence with "when they become pensioners" but the sad reality is that most of us are woefully under-prepared in terms of our pension planning and it's most likely we'll have to work until the day we die.

ELM327

Sleepy wrote: »

We have one of the highest state pensions in the world and many additional welfare payments only available to the elderly (home heating, Warmer Homes scheme, free travel, free tv license etc.)

We have socialised health care (the HSE is far from perfect but it's there)

Pensioners receive more assistance than the unemployed, regardless of whether they've ever paid any tax in their lives.

No, our social care systems aren't perfect and bad people can target the elderly as easy victims for abuse but it's utterly undeniable that our taxation and welfare systems give pensioners preferential treatment even if they've never contributed a cent in taxation in their lives.

That's pretty galling for those of us paying for this largess, particularly when you consider that it's unlikely that many of our generation will ever receive a state pension due to the mismanagement of the state by politicians elected by those same pensioners since the foundation of the state.

Here here
Got it in a nutshell.

c.p.w.g.w

How could a government justify removal of the state pension to folks to have over 40-50 years of tax contributions to the state?

ELM327

c.p.w.g.w wrote: »

How could a government justify removal of the state pension to folks to have over 40-50 years of tax contributions to the state?

Means test?
TBH it's one of my biggest concerns about private pensions.
Houses are safer investments than pension funds.

Interested Observer

ELM327 wrote: »

Means test?
TBH it's one of my biggest concerns about private pensions.
Houses are safer investments than pension funds.

The number of people with a private pension large enough to sustain them will surely be tiny. Between my and my employer contributions I'm putting 12% of my salary into my pension and that isn't enough. I'm guessing that's more than most people.

c.p.w.g.w

ELM327 wrote: »

Means test?
TBH it's one of my biggest concerns about private pensions.
Houses are safer investments than pension funds.

Your concerns about private pension is it:
* The loss of investment
* the taxation once you drawdown
* The fact you have one might disadvantage you with regards state aid once in retirement

c.p.w.g.w

Interested Observer wrote: »

The number of people with a private pension large enough to sustain them will surely be tiny. Between my and my employer contributions I'm putting 12% of my salary into my pension and that isn't enough. I'm guessing that's more than most people.

My employer won't make contributions, I have looked at roughly 12 other roles near me. None of those companies offer pension contributions either.

Would the government make employer contributions mandatory? Or is that even legal

ELM327

c.p.w.g.w wrote: »

Your concerns about private pension is it:
* The loss of investment
* the taxation once you drawdown
* The fact you have one might disadvantage you with regards state aid once in retirement

my fears are twofold.
1 - government moneygrab (has already happened once)
2 - means test for the state pension which disqualifies me from that

c.p.w.g.w wrote: »

My employer won't make contributions, I have looked at roughly 12 other roles near me. None of those companies offer pension contributions either.

Would the government make employer contributions mandatory? Or is that even legal

I work in fintech and all large companies in my field offer pension schemes. Currently mine is 7% gross contribution matched with 7% from the company.
I know of others that get 10% matched and doubled.