Cash withdrawal

from_atozinc

Hi

What’s the most you can withdraw these days from an ATM with your standard debit card.
Haven’t done it in a while, remember it used to be 300. Is it still the same?

28064212

Depends on the bank. Non-official source: http://www.moneyguideireland.com/debit-card-limits-on-spending-and-atm-withdrawals.html

phormium

Depends on machine too, one of those small ones in shops usually have lower limits than a bank one. I got 550 from an AIB machine yesterday and I'd say I could have got up to a 1,000 as far as I know. Might have had to do a couple of transaction for it though. I had a bog standard ATM card so not a debit card.

scamalert

BOI and Ulster 700e with debit from their own atms, stores random locations limit so can be as low as 120.


thou think one can speak with bank to get amounts lifted higher, if one is in constant need of cash, as nowadays its lucky to have 2 tellers in a branch, as dozen atms in branch seems the new norm of automation to reduce staff.

troyzer

phormium wrote: »

Depends on machine too, one of those small ones in shops usually have lower limits than a bank one. I got 550 from an AIB machine yesterday and I'd say I could have got up to a 1,000 as far as I know. Might have had to do a couple of transaction for it though. I had a bog standard ATM card so not a debit card.

I had no idea ATM cards still existed.

phormium

They do indeed I have no interest in a debit card and just wouldn't use it so have a standard savings account with ATM card, now maybe if it died or got swallowed I might have no option replacing it hopefully not!

from_atozinc

phormium wrote: »

Depends on machine too, one of those small ones in shops usually have lower limits than a bank one. I got 550 from an AIB machine yesterday and I'd say I could have got up to a 1,000 as far as I know. Might have had to do a couple of transaction for it though. I had a bog standard ATM card so not a debit card.

Thanks, but just wondering how you came to the conclusion in bold?

from_atozinc

ok, did this today.

I was able to withdraw 600 euro from my own banks ATM.
After withdrawing, I tried to withdraw another 400 - no good, then tried for 200 - no good.

so looks like 600 is the max from own banks standard ATM (AIB)

I then ended up going in to the bank to get the rest of the money, the teller in the bank said that one can withdraw 1500 euro via your ATM card from the big machine within the bank buuilding itself used for lodgments and withdrawls.

phormium

Because I asked in my bank some time back and fairly sure I was told 1,000 was the limit in one day from their machines but not in one transaction so I could do two 500s if needs be.