Why do you feel the need to buy a new car?

FAMLEE

themouthpiece wrote: »

Are you seriously comparing getting a new car to travelling? You live a worse life than i thought.

That's only your opinion,

As other have said a new car is a luxury for most people.

You'd rather keep your old car because of the numbers. (or lack of)

cherryghost

I have to buy a new or nearly new car as many insurance companies are charging ludicrous prices for first time car owners on older cars, and some companies are outright refusing to quote on some cars around 10 years old.

themouthpiece

FAMLEE wrote: »

That's only your opinion,

As other have said a new car is a luxury for most people.

You'd rather keep your old car because of the numbers. (or lack of)

Please explain why i would spend 30K on a depreciating accet?

Not one person in this thread has proved any fact on the benefits except showing off to their neighbors.

I could buy a 7 series in the morning but i'm not that petty.

FAMLEE

themouthpiece wrote: »

58K with a 10% bonus if you must so 65K really.

Here.. when the octavia starts giving trouble, give us a call will ya?

We'll sort you out no bother, even collect the car on the recovery & drop it back , boards.ie discount & everything.

FAMLEE

themouthpiece wrote: »

Please explain why i would spend 30K on a depreciating accet?

Not one person in this thread has proved any fact on the benefits except showing off to their neighbors.

I could buy a 7 series in the morning but i'm not that petty.

Accet? You mean Accent? your next car...

58k + 10% bonus you say? ...

denismc

themouthpiece wrote: »

My Octavia is still going strong after two years, had an Avensis before but it was 1.6 petrol and was driving up and down to Dublin, it was costing me a fortune on petrol is the only reason i got rid of it (240KM a day).

240km a day !!! That's 20 Euro a day in an economical diesel, or 100 quid a week, Doing that commute for 10 years would cost you 50k, and you think people are crazy for buying a new car!

The Satanist

Some people like different stuff to you. Get over it.

themouthpiece

FAMLEE wrote: »

Here.. when the octavia starts giving trouble, give us a call will ya?

We'll sort you out no bother, even collect the car on the recovery & drop it back , boards.ie discount & everything.

Nah i can get it collected from my work place for free and probably pay a hundred or two if a shock needs to be fixed and dropped back to the workplace.

Do you realize most garages do this now? No Bill without a quote first.

Its like we are living in 21st century and people have cell phones.

Its amazing.

Better Than Christ

"Why do other people do things that I don't do?"

AH in a nutshell.

themouthpiece

themouthpiece wrote: »

I have a 2010 Skoda Octvaia Elegance 1.6 TDI for the last two years and cost me 6K. I never had an issue with the car and is going like its new.

It's the biggest depreciating asset you can ever own and a complete and utter waste of money.

Would you not rather travel or spend on stuff more important?

I’d rather spend it on a car than travel as I hate doing the latter. Importance is a personal opinion so spend it on whatever you want yourself. Travelling for me is the biggest waste of money I could possibly do.

On the car - more comfort, more new technology, maybe they just like cars and don’t just see them as an A to B tool.

FAMLEE

themouthpiece wrote: »

Nah i can get it collected from my work place for free and probably pay a hundred or two if a shock needs to be fixed and dropped back to the workplace.

Do you realize most garages do this now? No Bill without a quote first.

Its like we are living in 21st century and people have cell phones.

Its amazing.

& what about when theres a problem and needs a diagnosis?

themouthpiece

FAMLEE wrote: »

& what about when theres a problem and needs a diagnosis?

Wow they do that for free as well. Its the 21st century.

I'm not in Dublin!!!

themouthpiece

denismc wrote: »

240km a day !!! That's 20 Euro a day in an economical diesel, or 100 quid a week, Doing that commute for 10 years would cost you 50k, and you think people are crazy for buying a new car!

Did it for three with the avensis, next question please.

FAMLEE

themouthpiece wrote: »

Wow they do that for free as well. Its the 21st century.

I'm not in Dublin!!!

Neither am I, when you need a recovery & diagnosis give me a shout.. all free.

You might not like the quote though..

themouthpiece

FAMLEE wrote: »

Neither am I, when you need a recovery & diagnosis give me a shout.. all free.

You might not like the quote though..

Obviously going to charge for a recovery, do you not understand that?

I'm talking about work that needs to be done or a diagnosis.

FAMLEE

You do 240km a day, if you are genuine and do earn 65k, would you not rather something more comfy and road holding than a poverty-box octavia 1.6d? Considering you spend a huge portion of your life in there..

Guy:Incognito

themouthpiece wrote: »

Please explain why i would spend 30K on a depreciating accet?

Not one person in this thread has proved any fact on the benefits except showing off to their neighbors.

I could buy a 7 series in the morning but i'm not that petty.

You keep going on about people showing off, but you're the only one whole keeps spouting how much money you have.

30k on a depreciating asset still works out better from a money point of view than spending money on holidays where you get no return. So ****e talking about how you are saving so much by buying 2nd hand is just that, ****e talk.


If you don't want to buy a new car even though you love to talk so much about how you could if you wanted to, that's grand, but don't go on like it makes you some sort of financial genius and using expensive holidays as a better use of the money. Again, your holiday depreciated 100% straight away. Any car you buy will give you a better return.

themouthpiece

FAMLEE wrote: »

You do 240km a day, if you are genuine and do earn 65k, would you not rather something more comfy and road holding than a poverty-box octavia 1.6d? Considering you spend a huge portion of your life in there..

Feck sake read my posts, the avensis was a long time ago, i now have a five minute drive to work.

themouthpiece

Guy:Incognito wrote: »

You keep going on about people showing off, but you're the only one whole keeps spouting how much money you have.

30k on a depreciating asset still works out better form a money point of view than spending money on holidays where you get no return. So ****e talking about how you are saving so much by buying 2nd hand is just that, ****e talk.


If you don't want to buy a new car even though you love to talk so much about how you could if you wanted to, that's grand, but don't go on like it makes you some sort of financial genius and using expensive holidays as a better use of the money. Again, your holiday depreciated 100% straight away. Any car you buy will give you a better return.

You just can't leave this go. You try to justify spending a fortune on cars, when i'm 45-50 and retired and enjoying sipping cocktails on a cruise, enjoy your new car.

FAMLEE

themouthpiece wrote: »

Feck sake read my posts, the avensis was a long time ago, i now have a five minute drive to work.

Apologies, a k11 should suit you better then rather than sooting up the octavia. 500 for a good little micra. ill take the octavia from ya for 550. Win Win for everyone

Really anything other than sitting in a room taking food supplements and drinking water is a waste of money if you look at it at all. But who wants to live like that?

themouthpiece

FAMLEE wrote: »

Apologies, a k11 should suit you better then rather than sooting up the octavia. 500 for a good little micra. ill take the octavia from ya for 550. Win Win for everyone

I'm fully aware of the whole Diesel short journey BS on boards.

It gets a decent journey every two or three months which does it fine.

Guy:Incognito

themouthpiece wrote: »

You just can't leave this go. You try to justify spending a fortune on cars, when i'm 45-50 and retired and enjoying sipping cocktails on a cruise, enjoy your new car.

I'm not justifying anything, I don't need to.

Spending money on holidays ( fake as they may be) is a much worse use of money than buying a car. 100% depreciation.

If you wanted to save money youd buy a new car and drive it forever.

themouthpiece

themouthpiece wrote: »

You just can't leave this go. You try to justify spending a fortune on cars, when i'm 45-50 and retired and enjoying sipping cocktails on a cruise, enjoy your new car.

Maybe they’d rather have the car than sip cocktails on a cruise. People might prefer to live their own life rather than your model of it. For me a cruise would be absolute hell. Plus, going by your own logic, you’re getting zero for your money as soon as it’s over.

Guy:Incognito

ReginaldSmythV wrote: »

Really anything other than sitting in a room taking food supplements and drinking water is a waste of money if you look at it at all. But who wants to live like that?

No, are you not reading his posts, only buying a brand new car is a waste of money. Everything else makes sound financial sense. Especially stuff that has no value somehow.

themouthpiece

Guy:Incognito wrote: »

I'm not justifying anything, I don't need to.

Spending money on holidays ( fake as they may be) is a much worse use of money than buying a car. 100% depreciation.

If you wanted to save money youd buy a new car and drive it forever.

Oh my God, I wont get rid of my Octavia until it blows up, It will probably see me out at least another 15 years, minimum. Enjoy wasting your money.

FAMLEE

themouthpiece wrote: »

I'm fully aware of the whole Diesel short journey BS on boards.

It gets a decent journey every two or three months which does it fine.

Short journey's on diesels is NOT bs wether on boards or not.

That is not a sufficient enough run on those 1.6tdi's.

People like you that keep food on my table.

FAMLEE

themouthpiece wrote: »

Oh my God, I wont get rid of my Octavia until it blows up, It will probably see me out at least another 15 years, minimum. Enjoy wasting your money.

It will never "blow up" and it will see you out til your 6 feet under if you keep throwing money into it

themouthpiece

themouthpiece wrote: »

Oh my God, I wont get rid of my Octavia until it blows up, It will probably see me out at least another 15 years, minimum. Enjoy wasting your money.

And you enjoy wasting yours on holidays. Everyone is happy.

Guy:Incognito

themouthpiece wrote: »

Oh my God, I wont get rid of my Octavia until it blows up, It will probably see me out at least another 15 years, minimum. Enjoy wasting your money.

Youd need a few cruises after spending 15 years in that Octavia.

Sure if you live in it you could save loads more money.

But then youd be giving up your penthouse apartment and your international catwalk model wife may not want to live in your Octavia, so it's a trade off.

themouthpiece

FAMLEE wrote: »

It will never "blow up" and it will see you out til your 6 feet under if you keep throwing money into it

Havn't thrown money into yet bar a back shock, please keep going.

themouthpiece

ReginaldSmythV wrote: »

And you enjoy wasting yours on holidays. Everyone is happy.

Wasting money on holidays. OMG.

Are you the person that does nothing except work Mon to Fri and rarely leaves the house?
You might have a few quid every so often?

themouthpiece

Sorry but after 9 pages of a thread i havn't seen one benefit of getting a new car except sitting at home paying it off with yourself in debt.

And happy not to travel and living in Ireland and travelling is a waste of money.

Come on lads.

FAMLEE

themouthpiece wrote: »

Havn't thrown money into yet

Yet... you do know a car is made of essentialy 'consumable' and 'wearable parts'

or am i missing something?

Guy:Incognito

themouthpiece wrote: »

Sorry but after 9 pages of a thread i havn't seen one benefit of getting a new car except sitting at home paying it off with yourself in debt.

Youd think a jet setting genius like yourself would have your browsing settings worked out for maximum efficiency and be showing 40 posts per page . It's only 4 pages then and no drop in productivity.

Btw, refusing to see benefits is the same as there being none.

themouthpiece

FAMLEE wrote: »

Yet... you do know a car is made of essentialy 'consumable' and 'wearable parts'

or am i missing something?

As i said allready if i think something is wrong a garage will come pick it up free of charge, give me a report and ask if I want the work done. Last thing was a back shock. All done in no time and didn't cost me 30k

themouthpiece

themouthpiece wrote: »

Wasting money on holidays. OMG.

Are you the person that does nothing except work Mon to Fri and rarely leaves the house?
You might have a few quid every so often?

Why would I go on holidays when I don’t enjoy them? I hate everything about travelling so it’s hardly a good use of my own money. I find your love of holidays just as strange as you find others buying cars, but each to their own.

themouthpiece

Guy:Incognito wrote: »

Youd think a jet setting genius like yourself would have your browsing settings worked out for maximum efficiency and be showing 40 posts per page . It's only 4 pages then and no drop in productivity.

Btw, refusing to see benefits is the same as there being none.

So petty insults now because I have clearly pointed out a new car is just a waste of money.

No Benefits except getting yourself into debt.

I'm still waiting for the benefits. Why is my 2010 Octavia any different from your new car?

The chan chan man

road_high wrote: »

Until you own a new car you’ll never understand the pleasure, zero hassle and sheer convenience of owning one. All the new cars I’ve had didn’t cost me a penny in expensive repairs vs previous used car that did. If at all possible I’d buy a new car or at least nearly new.

Didn’t cost a penny in repairs? Of course it didn’t. You just blew a massive amount of money on a new motor..

Guy:Incognito

themouthpiece wrote: »

Wasting money on holidays. OMG.

But they make zero financial sense. Every penny is gone as soon as the holiday is paid for. Isn't the whole premise of the thread that new cars make no sense and there's no justification for spending the money?

You could save so much money and rent a mobile in wexford instead of that cruise. That's of you need a holiday at all. Itd be cheaper to stay and home and eat tins of beans.

Surely if doing things you enjoy gets factored in, your whole arguement falls down?

themouthpiece

Guy:Incognito wrote: »

But they make zero financial sense. Every penny is gone as soon as the holiday is paid for. Isn't the whole premise of the thread that new cars make no sense and there's no justification for spending the money?

You could save so much money and rent a mobile in wexford instead of that cruise. That's of you need a holiday at all. Itd be cheaper to stay and home and eat tins of beans.

Surely if doing things you enjoy gets factored in, your whole arguement falls down?

The cruise i'm talking about is my retirement fund which i will be able to do at 45-50 as i pointed out already. Please stay going. I wouldn't be able to retire if i spent 180K on new cars since i was 22 would I? I'd get a good nine years out of that. 28 years later.

Pension fund wouldn't be long kicking in then.

FAMLEE

themouthpiece wrote: »

So petty insults now because I have clearly pointed out a new car is just a waste of money.

No Benefits except getting yourself into debt.

I'm still waiting for the benefits. Why is my 2010 Octavia any different from your new car?

No debt if you buy the car with cash. Lots of people have the money for a new car AND 4 cruises a year. Why not? The benefits for people like that would be peace of mind, (no having to replace rear shocks) ahem, & comfort.

You think it's a waste of money, but so is going to the pub of a friday.

Guy:Incognito

themouthpiece wrote: »

So petty insults now because I have clearly pointed out a new car is just a waste of money.

No Benefits except getting yourself into debt.

I'm still waiting for the benefits. Why is my 2010 Octavia any different from your new car?

Who's getting in to debt ? No one mentioned debt. Are you the only person that can buy cars for cash?

You havnt pointed out that a new car is a waste of money because your justification for not buying a depreciating asset is so you can spend the money on something that has no value at all.

Not sure how having a car with a value of, say, 10k after a few years is worse value than having no asset at all.

All you've done to counter any arguments is say lol a few times and tell us a holiday cant be compared to a new car, which , seeing as how this is a financial discussion, is dead right, but not in the order tou think.

Guy:Incognito

themouthpiece wrote: »

The cruise i'm talking about is my retirement fund which i will be able to do at 45-50 as i pointed out already. Please stay going. I wouldn't be able to retire if i spent 180K on new cars since i was 22 would I? I'd get a good nine years out of that. 28 years later.

Pension fund wouldn't be long kicking in then.

Why would you be spending 180k? If you're buying a 10 year old Octavia and keeping it for 15 years, why would you be changing a brand new one in anything less than 25 years? So 1 brand new octavia would take you from 22 to retirement.

Are you taking no holidays at all in the 25 years you'll be working? Seems a bit odd seeing as you were going on about people slaving away to pay for their cars?

themouthpiece

Guy:Incognito wrote: »

Who's getting in to debt ? No one mentioned debt. Are you the only person that can buy cars for cash?

You havnt pointed out that a new car is a waste of money because your justification for not buying a depreciating asset is so you can spend the money on something that has no value at all.

Not sure how having a car with a value of, say, 10k after a few years is worse value than having no asset at all.

All you've done to counter any arguments is say lol a few times and tell us a holiday cant be compared to a new car, which , seeing as how this is a financial discussion, is dead right, but not in the order tou think.

Twisting words and you can't see the truth. Forget Debt, Say you can pay off the car brand new, say 38K which i can. What an absolute watse of money. If it doesn't affect you retiring early then go for it, all i know not making stupid purchases like that i can retire at 45-50 easily.

Water2626262

People buy new cars because they can afford to. Might cost them thousands but it makes no odds to them. Nice brand new car, warranty, no wear and tear, colour and spec that they want and hassle free motoring. If someone wants to spend money on a new car so be it. It’s their personal choice.

I never had new bar company cars but I’ve spent up to 20k in the past. What’s the harm anyway? Couldn’t give a monkeys about depreciation if I like the car. Much prefer having an automatic, high BHP, comfortable, 800w+ stereo and all the mod cons than driving some misery appliance yoke that makes you resent and begrudge everyone else on the road.

ceadaoin.

themouthpiece wrote: »

The cruise i'm talking about is my retirement fund which i will be able to do at 45-50 as i pointed out already. Please stay going. I wouldn't be able to retire if i spent 180K on new cars since i was 22 would I? I'd get a good nine years out of that. 28 years later.

Pension fund wouldn't be long kicking in then.

Why would you waste money on a cruise when you'll still have to support yourself in retirement for potentially 40+ years?

themouthpiece

Water2626262 wrote: »

People buy new cars because they can afford to. Might cost them thousands but it makes no odds to them. Nice brand new car, warranty, no wear and tear, colour and spec that they want and hassle free motoring. If someone wants to spend money on a new car so be it. It’s their personal choice.

I never had new bar company cars but I’ve spent up to 20k in the past. What’s the harm anyway? Couldn’t give a monkeys about depreciation if I like the car. Much prefer having an automatic, high BHP, comfortable, 800w+ stereo and all the mod cons than driving some misery appliance yoke that makes you resent and begrudge everyone else on the road.

Do you think older cars are pieces of crap or something. Waste your money like a good lad.

themouthpiece

ceadaoin. wrote: »

Why would you waste money on a cruise when you'll still have to support yourself in retirement for potentially 40+ years?

MMMM, read my posts.

Cyrus

themouthpiece wrote: »

Twisting words and you can't see the truth. Forget Debt, Say you can pay off the car brand new, say 38K which i can. What an absolute watse of money. If it doesn't affect you retiring early then go for it, all i know not making stupid purchases like that i can retire at 45-50 easily.

You seem to want to use this thread to boast about how much money you have and how early you can retire . Good for you but no one cares . Personally driving an old octavia would depress me but I like cars so I’ll buy something nicer, doesn’t have to be new but does have to be nicer and if it isn’t new someone else will have to have bought it new so I can buy it pre owned.

I’ll also be able to retire early if I want and I only buy cars I could pay for in cash if I chose. So why am I stupid ?