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Mortgage with credit card

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  • 07-01-2020 7:02pm
    #1
    barry.kel
    Registered Users Posts: 13 ✭


    Hi, I currently have a credit card with Bank of Ireland and am making monthly repayments but I am looking to get a mortgage this year. making minimum repayments it could take 6+years to pay it off. if I got a personnel loan I would be able to pay off the credit card and then make monthly repayments which would be less than credit card repayments over 5 years. My question is, would having this personnel loan effect my mortgage application less than making credit card repayments?


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    #2
    Bank of Ireland: Richard F
    Closed Accounts Posts: 483 ✭✭Bank of Ireland: Richard F


    Hi Barry.kel,

    Thanks for posting here today on Boards.ie.

    We have attached a link below with some articles you might find helpful, including some helpful tips for applying for your first mortgage:https://personalbanking.bankofireland.com/borrow/mortgages/articles/

    There are a number of factors and personal circumstances to be considered when applying for a mortgage. It would be best to get in touch with one of our Mortgage Specialists, they will be more than happy to answer any questions you have. 

    If you would like us to arrange a call to you, please do not hesitate to send us a PM with your full name and phone number. Also to mention, advisors are available on 1890365345.

    We hope the above information helps.

    Many thanks,
    Richard


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