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Remortgage Bank Credit Check

  • 31-01-2020 12:59am
    #1
    Registered Users Posts: 115 ✭✭


    We already have a mortgage, but we were thinking of remortgaging to get a better interest rate.

    Are UK records checked? My husband found out that he was the victim of ID theft in the U.K. which happened years after he left for Ireland. He lived in a house share so high risk with constant changes in tenants. Two court judgements were issued.


Comments

  • Registered Users, Registered Users 2 Posts: 1,256 ✭✭✭Trish56


    No lenders apply for credit checks through ICB.ie and the Central Credit Register.
    UK credit report would be required if his address was in UK over the last 3 years.


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