Average salary at €47,000

Idbatterim

Salary Negotiator wrote: »

It is kind of ironic that an average salary means you pay higher rate income tax.

the working poor here are hit by the FIFTY percent marginal rate. No water charges, as good as no LPT, low income earners paying in nearly nothing, in terms of tax take. Its a farce, basically hit the mid to high income workers (other than corporation tax) to pay for everything. Its ok though, they only make up 20-25% of the electorate, likely less, so we can still give them a **** deal and buy off ther majority :rolleyes:

Also people saying "raise the rate" from FIFTY percent over low income are fools, who have no idea how things work. I have people turning down extra hours at E35 hour, because of the marginal rate! Who wins in that case!

Idbatterim

Zebra3 wrote: »

People get hung up on tax that they pay but what's equally as important is the services that we get back.

I'd gladly pay higher personal tax to have public services on par with Scandinavian countries.

It's not all about an extra tenner in your back pocket.

what?! what services do you get back here? free medical care? cheap child care etc? good public transport? Come on! All that earning over a low threshold here does, is remove you from the free housing, medical card etc...

The absolute idiots in SF then want to remove USC for lower earners. This is absolute brain dead stuff, if anything lower earner should be contributing more and taking more of the tax burden. Removing the USC means lower earners pay less again leaving middle and higher earners to subsidise them. Complete madness.

absolute lunacy of the highest order, lunacy, like getting rid of LPT! But if its that madness or the far bigger madness of welfare increases, its a no brainer...

nkl12xtw5goz70

MichaelKnee wrote: »

Regardless, the higher tax bracket kicks in at a shockingly low level.

In the US, the highest tax bracket of 37% kicks in at $510k.

Zebra3

Idbatterim wrote: »

what?! what services do you get back here? free medical care? cheap child care etc? good public transport? Come on! All that earning over a low threshold here does, is remove you from the free housing, medical card etc...

absolute lunacy of the highest order, lunacy, like getting rid of LPT! But if its that madness or the far bigger madness of welfare increases, its a no brainer...

I think you completely missed my point.

I didn't say we have Scandinavian style public services....

Alun

ToxicPaddy wrote: »

The quote from Aidan Regan is interesting, its not the average figure but the median figure that is more accurate and matters more.

Exactly.

Idbatterim

Zebra3 wrote: »

I think you completely missed my point.

I didn't say we have Scandinavian style public services....

we dont and will never have them, what we have here is a scandalour marginal rates, scandalous services, appalling government. the money is bette off in your pocket, believe me. Maybe not in many other countries, but it is here...

dinorebel

poisonated wrote: »

I earn considerably less than that

This is Boards average salary here is about 80k if people are to be believed.

topper75

Zebra3 wrote: »

...

I'd gladly pay higher personal tax to have public services on par with Scandinavian countries.
...

If we taxed workers more, then the PS would be flush overnight, yes.
Cue the Irish PS unions immediately demanding increased pay and nullifying any improved service.

How do the Scandi countries address this problem?

Antares35

MichaelKnee wrote: »

Isn't it fair to increase the higher tax bracket above this?

Yes let's punish people for educating themselves and working hard to get ahead.

endacl

Leland Melted Rumor wrote: »

You would be an exception though, generally the more you earn the more you spend. Whats the point in earning more if you aren't enjoying it I say.

Does enjoying it necessarily equate to the accumulation of ‘stuff’ though? I drive a 15 year old car, because I like it. If I go out, I like to go for 3-4 pints. If my income was halved, that wouldn’t change. Likewise, if it doubled.

DellyBelly

dinorebel wrote: »

This is Boards average salary here is about 80k if people are to be believed.

If they are all Dublin based I could well believe that would be the average earning. Outside Dublin I doubt it is that high. Wages are booming as far as I can tell. Of course that's amongst companions of mine

endacl

endacl wrote: »

Does enjoying it necessarily equate to the accumulation of ‘stuff’ though? I drive a 15 year old car, because I like it. If I go out, I like to go for 3-4 pints. If my income was halved, that wouldn’t change. Likewise, if it doubled.

To me yes, there are plenty of things I don’t have purely because I’m not in a position to afford them. Once the money is available they will be bought.

2 fast

MichaelKnee wrote: »

Isn't it fair to increase the higher tax bracket above this?

On what planet is the average salary 47k!

MichaelKnee

2 fast wrote: »

On what planet is the average salary 47k!

The CSO statistics. Median is 37k.

Potential-Monke

I was only looking at the Living Wage document tonight, and I was going to start a thread about it, but it'll fit in here.

€47k average and €37k median. According to that crowd, the living wage should be €25198.24 for One Adult, Employed Full-Time. Living alone, no dependents. In that document, I noticed some very wrong suggestions, for me at least:

Insurance (health): €9.71 per week, mine is €18.75 pw.
Insurance (car): €7.52 pw (€392 per year), mine is €21.67 pw.
Communications: €9.20 pw (I'd imagine this is phone/internet), mine is €15 pw (just fibre 150 (lowest) and €20 pm topup)
Housing: €91.96 pw (which I'm guessing is rent), which is sub €400 per month. Who can get rent by themselves for that?

That's just some examples, and it shows how incorrect it can be. Maybe there are some out there, but it looks like they picked the lowest figure for each category and went with that, regardless of the actual cost of things. Then again, the research and calculations were done by Vincentian Partnership for Social Justice, so not sure how much I trust a church run organisation...

antodeco

Potential-Monke wrote: »

Housing: €91.96 pw (which I'm guessing is rent), which is sub €400 per month. Who can get rent by themselves for that? .

And this also excludes things like bills. My "housing cost" is bacially €500 per week. That's for rent, electricity and gas. No other bills included in that. For me, you'd need at least €36k into your pocket to live etc in Dublin

Living alone is not something that should be considered part of the living wage, share or live at home if possible but you don’t need to live alone to be considered “living”.

noodler

MichaelKnee wrote: »

https://ie.neuvoo.com/salary/

CSO says 37k

Mad_maxx

Antares35 wrote: »

Yes let's punish people for educating themselves and working hard to get ahead.

Otherwise known as "fairness and equality"

tastyt

People on boards think the average person in Ireland works in IT or high finance roles.

Delusional and out of touch with the real world.

Or maybe just smug and self satisfied and enjoy letting everyone know how much they earn .

Tony EH

47 grand is not the average salary in this country. Not even bloody close.

Oranage2

Tony EH wrote: »

47 grand is not the average salary in this country. Not even bloody close.

What is it?

Tony EH

Oranage2 wrote: »

What is it?

It's in the 30's somewhere. It's certainly not 47,000 a year.

RandomViewer

Zebra3 wrote: »

People get hung up on tax that they pay but what's equally as important is the services that we get back.

I'd gladly pay higher personal tax to have public services on par with Scandinavian countries.

It's not all about an extra tenner in your back pocket.

Until we sort the waste and corruption in public services you'd be as well just burn the money. Accountability has to be enforced. We spend more per head than many others but don't get half the return.

RandomViewer

Tony EH wrote: »

It's in the 30's somewhere. It's certainly not 47,000 a year.

35 k median, 21 k disposable income.

Tony EH

Tony EH wrote: »

It's in the 30's somewhere. It's certainly not 47,000 a year.

Are you saying the people doing the stats are lying as the figures show that it’s 47k.

RandomViewer

DellyBelly wrote: »

If they are all Dublin based I could well believe that would be the average earning. Outside Dublin I doubt it is that high. Wages are booming as far as I can tell. Of course that's amongst companions of mine

Can't see it, Dublin has more service industry jobs than anything eels, minimum wage or a Euro or so above it,

Tony EH

Leland Melted Rumor wrote: »

Are you saying the people doing the stats are lying as the figures show that it’s 47k.

I'm saying I don't buy it.

RandomViewer

Idbatterim wrote: »

the working poor here are hit by the FIFTY percent marginal rate. No water charges, as good as no LPT, low income earners paying in nearly nothing, in terms of tax take. Its a farce, basically hit the mid to high income workers (other than corporation tax) to pay for everything. Its ok though, they only make up 20-25% of the electorate, likely less, so we can still give them a **** deal and buy off ther majority :rolleyes:

Also people saying "raise the rate" from FIFTY percent over low income are fools, who have no idea how things work. I have people turning down extra hours at E35 hour, because of the marginal rate! Who wins in that case!

Overtime isn't worth the bother if you r E35 is less than normal rate in reality after tax. Gift vouchers or extra holidays is a better option

Salary Negotiator

Leland Melted Rumor wrote: »

Are you saying the people doing the stats are lying as the figures show that it’s 47k.

More likely that the poster doesn’t understand the difference between average and median.

noodler

Leland Melted Rumor wrote: »

Are you saying the people doing the stats are lying as the figures show that it’s 47k.

CSO.

37k

Tony EH

Salary Negotiator wrote: »

More likely that the poster doesn’t understand the difference between average and median.

That poster does understand the difference.

That poster just doesn't buy the result offered. It simply doesn't sound right.

Potential-Monke

Leland Melted Rumor wrote: »

Living alone is not something that should be considered part of the living wage, share or live at home if possible but you don’t need to live alone to be considered “living”.

But how else do we see how much a single person 'needs' to be able to live by themselves in their own place? I'm single and would love a place of my own, but I'm on €37k and while I'm sure I could find a crappy little bedsit for €1k a month, I'd have nothing left to enjoy my life with.

JohnnyFlash

I own a few apartments in the Ringsend area. I only rent to Italians as they are they wonderful tenants. They all work in tech, and the average salary would be closer to 90k that 47k.

antodeco

Potential-Monke wrote: »

But how else do we see how much a single person 'needs' to be able to live by themselves in their own place? I'm single and would love a place of my own, but I'm on €37k and while I'm sure I could find a crappy little bedsit for €1k a month, I'd have nothing left to enjoy my life with.

I live alone in a 2 bed room apartment. I have kids. I can't rent with someone else, as I have kids. I pretty much have to live on my own, so my kids have somewhere safe to stay.

There are so many nuances to things, and that's the problem. Salary - Rent + Bills + Stuff for the kids = no money for myself. I'd love an extra €200 a month from tax relief. Doesn't sound like much, but that would give me the ability to actually live my life a bit

pinkyeye

Leland Melted Rumor wrote: »

Living alone is not something that should be considered part of the living wage, share or live at home if possible but you don’t need to live alone to be considered “living”.

What??? So living alone means you share with others or live at home??

What world are you living in where all single people do this? Or should have to??

Are you trying to suggest that living alone is not something anyone should aspire to, everyone should aim to be married for life??

Pawwed Rig

antodeco wrote: »

I live alone in a 2 bed room apartment. I have kids. I can't rent with someone else, as I have kids. I pretty much have to live on my own, so my kids have somewhere safe to stayt

But your not living alone if you live with your kids

Pac1Man

Pawwed Rig wrote: »

But your not living alone if you live with your kids

Maybe the kids come over and stay at the weekends.

pinkyeye

pinkyeye wrote: »

What??? So living alone means you share with others or live at home??

What world are you living in where all single people do this? Or should have to??

Are you trying to suggest that living alone is not something anyone should aspire to, everyone should aim to be married for life??

Of course you should aspire to having your own home but this is a discussion on the living wage. A concept that is defined as what is needed to meet the most basic needs of living. Living alone for a single person is not a basic need.

The vast majority of people either live at home or share until they earn enough to buy or rent their own place.

jimmycrackcorm

Zebra3 wrote: »

People get hung up on tax that they pay but what's equally as important is the services that we get back.

I'd gladly pay higher personal tax to have public services on par with Scandinavian countries.

It's not all about an extra tenner in your back pocket.

It's funny that you'd never hear that from anyone on a low income that is barely paying any tax at all.
SF are proposing to cut USC for under 30k earners. Do those people not want to have Scandanavian style services?

Bob24

Zebra3 wrote: »

People get hung up on tax that they pay but what's equally as important is the services that we get back.

I'd gladly pay higher personal tax to have public services on par with Scandinavian countries.

It's not all about an extra tenner in your back pocket.

Income tax in Ireland is already on par with many European countries through. The State doesn’t have as much budget but this is because other taxes (for exemple corporate tax) are much lower. I understand that lowering taxes supported by companies (especially large ones) is the model Ireland has chosen to attract FDI, but there is a limit to how much are I ready for my income tax to increase in order to compensate for those low taxes.

Also, while I am not as familiar with those counties I am under the impression that the golden age of high taxation / quality public services in those counties was in the 90s and that they have been changing quite a bit in the past 2 decades.

jimmycrackcorm

jimmycrackcorm wrote: »

It's funny that you'd never hear that from anyone on a low income that is barely paying any tax at all.
SF are proposing to cut USC for under 30k earners. Do those people not want to have Scandanavian style services?

They expect to get the top quality services without paying the higher taxes. Why? Because they're entitled to them. Other countries have low cost and high quality services, so they deserve them too.

Which I can kinda understand. Ireland is already a very expensive country. I always have to take a moment to accept the change whenever I return here. It's understandable that people would wonder why they're not receiving high quality services when they're already paying out a lot (cost of products and services as opposed to other taxation). Like 18 euro for a pouch of rolling tobacco? That staggered me a lot when I came back recently. Sure, it's related to the non-smoking drive, but it's still a signal of how expensive many things are here in comparison to other countries.

celtic_oz

no need to worry ..when sinn fein get in everyone gets a month back in their rent!


this will be taken from the fat cats on 52%

BanditLuke

Earn more pay more.

Zebra3

jimmycrackcorm wrote: »

It's funny that you'd never hear that from anyone on a low income that is barely paying any tax at all.
SF are proposing to cut USC for under 30k earners. Do those people not want to have Scandanavian style services?

Firstly, if you think low income earners barely pay any tax at all, you don't understand our tax system.

Secondly, I've no idea what "those people" want, I'm simply putting forward my view.

Zebra3

Zebra3 wrote: »

Firstly, if you think low income earners barely pay any tax at all, you don't understand our tax system.

Secondly, I've no idea what "those people" want, I'm simply putting forward my view.

They pay little or no direct taxes, instead of increasing taxes on higher earners it’s lower earners that should be paying a little more. It’s not a good system that expects a large number of people to be subsidised by another smaller group. There should be either a flat rate tax or else the higher rate of tax should kick in at far higher incomes.

Middle income and higher income households need to be seeing a lot more in their pocket from their gross wage than they currently are. It’s an other idiotic policy by SF cutting USC for lower earners when all they are doing is narrowing the tax base, it’s the higher earners that should be getting the cut.

Zebra3

Leland Melted Rumor wrote: »

They pay little or no direct taxes, instead of increasing taxes on higher earners it’s lower earners that should be paying a little more. It’s not a good system that expects a large number of people to be subsidised by another smaller group. There should be either a flat rate tax or else the higher rate of tax should kick in at far higher incomes.

Middle income and higher income households need to be seeing a lot more in their pocket from their gross wage than they currently are. It’s an other idiotic policy by SF cutting USC for lower earners when all they are doing is narrowing the tax base, it’s the higher earners that should be getting the cut.

And they pay disproportionately higher indirect taxes.

It's amazing how ignorant people are that they think direct taxation is the be all and end all of taxation.

Arrival

Leland Melted Rumor wrote: »

Living alone is not something that should be considered part of the living wage, share or live at home if possible but you don’t need to live alone to be considered “living”.

I would say being able to share with 1 other person max for a comfortable price should be the standard considered for a living wage because couples should be able to live with each other for their own privacy and growth as a couple without having to break the bank so they can save for their future. The current ridiculous prices are actively inhibiting many couples from settling down and having families when they want to, this is a serious issue if allowed to go on for long enough

Fritzbox

Zebra3 wrote: »

And they pay disproportionately higher indirect taxes.

It's amazing how ignorant people are that they think direct taxation is the be all and end all of taxation.

They are not being ignorant at all. Indirect taxes can be quite low for many people - no VAT on essential foodstuffs for example - although if you smoke or drink a lot you may be paying a lot more taxes.

Cypher_sounds

BanditLuke wrote: »

Earn more pay more.

Earn more buy bigger