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Letting Insurance lapse for a month?

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  • 19-02-2020 7:51pm
    #1
    theguzman
    Registered Users Posts: 2,081 ✭✭✭


    My insurance will be expiring next month whilst I will be abroad for a month, Am I better to insure it or would a 4 week break in cover potentially effect me and my no claims bonus? I am also planning to change over to Aviva also as they are cheaper than my current provider RSA - Bank of Ireland.


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    #2
    SmartinMartin
    Registered Users Posts: 2,937 ✭✭✭SmartinMartin


    AFAIK your NCB is good for 2 years.


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    #3
    Esel
    Registered Users Posts: 22,329 ✭✭✭✭Esel


    Could you suspend the remainder of the policy before you go?

    Not your ornery onager



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    #4
    Atlantic Dawn
    Registered Users Posts: 82,780 ✭✭✭✭Atlantic Dawn
    M


    You can break cover for up to 2 years with no loss of no claims. Only risk would be if something happened your car while you were away like it was stolen, went on fire, was in a flood etc.


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    #5
    Premeditated Joke
    Site Banned Posts: 38 ✭Premeditated Joke


    theguzman wrote: »
    My insurance will be expiring next month whilst I will be abroad for a month, Am I better to insure it or would a 4 week break in cover potentially effect me and my no claims bonus? I am also planning to change over to Aviva also as they are cheaper than my current provider RSA - Bank of Ireland.
    So what did you do in the end?


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    #6
    theguzman
    Registered Users Posts: 2,081 ✭✭✭theguzman


    Premeditated Joke wrote: »
    So what did you do in the end?

    Its not expired until mid-March, I will get it sorted this week,


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