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Health Insurance / Serious Illness / Payment Protection

bennyc · 2020-02-23 18:56:17

Hi, just looking for opinions here, we are 43, 2 kids 18 and under 1 adult child living at home. Currently we have no insurance and never did. I am doing some adjustments on the mortgage and need to decide on new cover for it, the mortgage is under 200K which will be over 13 years. In peoples opinion which cover is the…

23-02-2020 7:56pm

#1

bennyc

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Join Date: April 2004

Posts: 1656

Hi, just looking for opinions here, we are 43, 2 kids 18 and under 1 adult child living at home. Currently we have no insurance and never did. I am doing some adjustments on the mortgage and need to decide on new cover for it, the mortgage is under 200K which will be over 13 years. In peoples opinion which cover is the most important, I have been quoted just under 150 a month for Life insurance with full serious illness on the mortgage, we were paying something like 20 quid till now on just life insurance,I have been looking at quoted for health insurance and don't think I can budget for both health & serious illness. Has anyone any opinions on which is actually more important.

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