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Claim after DUI?

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  • 08-03-2020 10:10pm
    #1
    Baddriver
    Registered Users Posts: 1 ✭


    I recently got involved in a crash while under DUI.
    The insurer said I must pay for all the damages caused, cause I lost control of the car.(true)
    Is there anyway I can dispute or claim in this case, or am I liable to pay the full amount?


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    #2
    con747
    Registered Users Posts: 6,496 ✭✭✭con747


    Baddriver wrote: »
    I recently got involved in a crash while under DUI.
    The insurer said I must pay for all the damages caused, cause I lost control of the car.(true)
    Is there anyway I can dispute or claim in this case, or am I liable to pay the full amount?

    Pay up and take whats coming, you deserve it.

    Don't expect anything from life, just be grateful to be alive.



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    #3
    punisher5112
    Registered Users Posts: 24,644 ✭✭✭✭punisher5112


    Baddriver wrote: »
    I recently got involved in a crash while under DUI.
    The insurer said I must pay for all the damages caused, cause I lost control of the car.(true)
    Is there anyway I can dispute or claim in this case, or am I liable to pay the full amount?

    It's in the terms, it's something they are coming down on hard and will do whatever is necessary to get the money.

    There is no legal way out of it.

    Work out a payment plan and talk to them.


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    #4
    Eggs For Dinner
    Registered Users Posts: 2,982 ✭✭✭Eggs For Dinner


    It is in the terms and conditions of your policy and rightly so. Not only does it encompass your own repairs, but they can recoup any outlay to a 3rd party


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    #5
    Wesser
    Registered Users Posts: 1,813 ✭✭✭Wesser


    What do you mean by this? As in you have to pay yourself i.e. you are not insured because you were drinking?


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    #6
    _Brian
    Registered Users Posts: 18,579 ✭✭✭✭_Brian


    I’m so glad to see insurance companies stepping up against the people who need to be squeezed rather than just increasing everyone’s premium instead.

    Pay up OP, your 100% responsible for this damage and so should be paying 100% of the costs. You’ll also be shafted sideways for premiums for the next five years.


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    #7
    lawred2
    Registered Users Posts: 24,397 ✭✭✭✭lawred2


    Presume you're off the road as well?


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    #8
    Eggs For Dinner
    Registered Users Posts: 2,982 ✭✭✭Eggs For Dinner


    Wesser wrote: »
    What do you mean by this? As in you have to pay yourself i.e. you are not insured because you were drinking?

    You won't be entitled to indemnity under your own policy, which is different to being uninsured


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    #9
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,720 Mod ✭✭✭✭Henry Ford III


    I smell a troll. 1st post. We don't use the term D.U.I. here.


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    #10
    JeffKenna
    Registered Users Posts: 4,564 ✭✭✭JeffKenna


    Henry Ford III wrote: »
    I smell a troll. 1st post. We don't use the term D.U.I. here.

    Poor attempt really.


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    #11
    con747
    Registered Users Posts: 6,496 ✭✭✭con747


    Henry Ford III wrote: »
    I smell a troll. 1st post. We don't use the term D.U.I. here.

    This is the 5th I have encountered in the past week.

    Don't expect anything from life, just be grateful to be alive.



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