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Stories from people who have claimed or had accidents.

  • 31-03-2020 2:02pm
    #1
    lalababa
    Registered Users, Registered Users 2 Posts: 1,736 ✭✭✭


    Would be interested to hear from people who have made claims or have had claims made against them. Or at a pinch 2nd hand accounts.
    Especially in regard to losing NCB (which means a higher premium anyways 😘) ,higher premiums and shopping around insurers after a claim.
    I'll kick off with a cousin who's car went on fire. Car was a write off. Book value 1k. Fire brigade 700.
    The insurance company offered 1700
    But told the cousin his premium would rise and the rise itself over 3 or 5 years?? Can't remember which.... would be a good bit more than the 1700 claimed.
    He decided to pay himself. And leave his premium the same. He has 10+ yrs NCB. Beggars the question /whole point of insurance?


Comments

  • #2
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,744 Mod ✭✭✭✭Henry Ford III


    Imagine if you hit someone and caused them horrendous personal injuries. The damages could run into millions.

    That's what insurance is for.


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