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Is health insurance immoral?

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  • Registered Users Posts: 13,515 ✭✭✭✭Geuze


    Wanderer78 wrote: »
    is this working in countries such as america?

    France and Germany both have healthcare systems mainly based around regulated public/social health insurance.


  • Registered Users Posts: 512 ✭✭✭dvdman1


    Wanderer78 wrote: »
    is this working in countries such as america?

    Insurance isnt mandatory or relative to income earned..also the taxes dont top up any short comings


  • Registered Users Posts: 512 ✭✭✭dvdman1


    So you'd like a system that has routinely proven to be (by far) the worst healthcare system in the developed world?

    Your issue is once you hear insurance you think usa..you didnt read my msg?...insurance isnt MANDATORY in the us nor is it RELATIVE to income earned...It also isn't PROPPED up by direct taxation.
    Go look at other developed countries where insurance works.


  • Registered Users Posts: 2,603 ✭✭✭Yellow_Fern


    Strumms wrote: »
    It’s being allowed to creep in. In my experience in hospital.. Public ‘baseline’ is forever being minimized and available treatments eroded... unless you have insurance.

    actually there is enormous creep in all parts of the system. new and more complicated treatments are introduced all the time, more advanced devices, more specialised drugs, better salaries. while free services are being expanded eg. under 5 are now free in GPs.


  • Registered Users Posts: 16,583 ✭✭✭✭Galwayguy35


    I think its strange we can't set up an NHS type system here when we have a smaller population and they have the money for it considering the billions they throw at the HSE every budget day.


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  • Registered Users Posts: 13,515 ✭✭✭✭Geuze


    I think its strange we can't set up an NHS type system here when we have a smaller population and they have the money for it considering the billions they throw at the HSE every budget day.

    Our system is like the NHS, as it is mainly tax-financed.

    There are a few differences, yes.

    We don't have fully taxpayer-financed GP care.

    We charge 100 for ED, and 80 pn in hosp.

    Are there any other large differences?

    The NHS allows private care in public hosps, just like we do, AFAIK.


  • Registered Users Posts: 16,583 ✭✭✭✭Galwayguy35


    Geuze wrote: »
    Our system is like the NHS, as it is mainly tax-financed.

    There are a few differences, yes.

    We don't have fully taxpayer-financed GP care.

    We charge 100 for ED, and 80 pn in hosp.

    Are there any other large differences?

    The NHS allows private care in public hosps, just like we do, AFAIK.

    Those differences should be scrapped to make it more affordable.


  • Registered Users Posts: 2,603 ✭✭✭Yellow_Fern


    I think its strange we can't set up an NHS type system here when we have a smaller population and they have the money for it considering the billions they throw at the HSE every budget day.

    Id argue we can do better then the NHS. In some metrics we already do better.


  • Registered Users Posts: 13,515 ✭✭✭✭Geuze


    I wonder what do most people want?

    (1) Mainly tax-financed like the NHS - public financing and public provision

    (2) Mainly insurance-financed like DE and FR - regulated by the State, but the actual provision is left to a range of providers: charities/public/for-profit


  • Registered Users Posts: 16,583 ✭✭✭✭Galwayguy35


    Id argue we can do better then the NHS. In some metrics we already do better.

    There will be no change until that bottomless money pit that is the HSE is got rid of and replaced with something that actually does the job its supposed to do.

    But no Government has the balls to take on the HSE or their unions.


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  • Registered Users Posts: 9,420 ✭✭✭splinter65


    Id argue we can do better then the NHS. In some metrics we already do better.

    The NHS dealt with the corona surge superbly. There was never any threat of them being overwhelmed. I hope well never know here how our hospitals would have coped with that.


  • Registered Users Posts: 9,420 ✭✭✭splinter65


    There will be no change until that bottomless money pit that is the HSE is got rid of and replaced with something that actually does the job its supposed to do.

    But no Government has the balls to take on the HSE or their unions.

    Spot on. At least 10000 staff need to have their contracts terminated. It’ll never happen.


  • Registered Users Posts: 2,523 ✭✭✭Traumadoc


    splinter65 wrote: »
    The NHS dealt with the corona surge superbly. There was never any threat of them being overwhelmed. I hope well never know here how our hospitals would have coped with that.

    One or two in the UK had difficulties - like running out of oxygen -

    Some were under the same stress, and in a few intances ICU patients had to be transferred-
    We were lucky that some care could and was transferred out to private facilities.


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