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Insurance *consecutive years* renewal.

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  • 25-04-2020 3:09pm
    #1
    Chickennuggets
    Registered Users Posts: 66 ✭✭


    I'm currently due a renewal in the next week however since I'm not using the car I am thinking of cancelling my renewal and then re insuring it after this pandemic is over.

    However I see when I submit an online quote it tell me that the NCB has to be in Consecutive years with no breaks in the policy.

    Will this mean I will lose my NCB after my renewal since I had a gap with insurance policy?

    Thanks


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    #2
    coylemj
    Registered Users Posts: 25,455 ✭✭✭✭coylemj


    Chickennuggets wrote: »
    I'm currently due a renewal in the next week however since I'm not using the car I am thinking of cancelling my renewal and then re insuring it after this pandemic is over.

    However I see when I submit an online quote it tell me that the NCB has to be in Consecutive years with no breaks in the policy.

    Will this mean I will lose my NCB after my renewal since I had a gap with insurance policy?

    No, it just means that the online system will only give a quote if there's no break in cover. Your no-claims discount will survive up to two years with no policy. You'll just need to talk to a broker or ring the company direct when you want to take out a new policy.


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