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Credit card in credit

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  • 22-05-2020 6:28pm
    #1
    Lost bag
    Registered Users Posts: 14 ✭


    Due to a reimbursement of on a transaction I made some time ago on my credit card, it is in credit. Is there a way of transferring the extra funds to my current account?


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    #2
    Ally Dick
    Registered Users Posts: 12,707 ✭✭✭✭Ally Dick


    Lost bag wrote: »
    Due to a reimbursement of on a transaction I made some time ago on my credit card, it is in credit. Is there a way of transferring the extra funds to my current account?
    No is the short answer. You can rake it out in cash using the credit card, but you'll have to pay a cash advance fee


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    #3
    TheChizler
    Registered Users Posts: 9,455 ✭✭✭TheChizler


    Ally Dick wrote: »
    No is the short answer. You can rake it out in cash using the credit card, but you'll have to pay a cash advance fee

    Not when using a card that's in credit.

    https://www.bankofireland.com/help-centre/faq/cash-advance-fees-withdrawing-cash-credit-card/


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    #4
    allthedoyles
    Registered Users Posts: 6,893 ✭✭✭allthedoyles


    You can transfer to a Revolut card and follow on by then transferring to your current or any other linked account via revolut


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    #5
    Bank of Ireland: Jennifer
    Closed Accounts Posts: 490 ✭✭Bank of Ireland: Jennifer


    Lost bag wrote: »
    Due to a reimbursement of on a transaction I made some time ago on my credit card, it is in credit. Is there a way of transferring the extra funds to my current account?
    Hi there, 

    Thanks for getting in touch with us here today. 

    Once the credit card is in credit there is no way to transfer this to your current account. It is possible to make a withdrawal using the credit card at an ATM however a cash advance fee will be applied for this.

    We hope this helps.

    Thanks Jen 


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    #6
    punisher5112
    Registered Users Posts: 24,644 ✭✭✭✭punisher5112


    allthedoyles wrote: »
    You can transfer to a Revolut card and follow on by then transferring to your current or any other linked account via revolut

    This is the best way and costs nothing.

    You can transfer to any bank account.


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    #7
    Lost bag
    Registered Users Posts: 14 ✭Lost bag


    Thanks everyone for replying, the Revolut option was the best option for me. Job done!!


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