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phishing scam

  • 07-06-2020 11:54am
    #1
    mr_fegelien
    Banned (with Prison Access) Posts: 1,483 ✭✭✭


    What are AIB/BOI doing to combat this? Almost fell for it two years ago but laughed it off. Not so lucky for my father as he lost €800 to it this week after receiving a dodgy text.

    Do many fall for these scams or not? The phishing websites are very convincing and identical to the Bank of Ireland/AIB sites.


Comments

  • #2
    CrankyHaus
    Closed Accounts Posts: 2,281 ✭✭✭CrankyHaus


    None that I've seen are remotely convincing. Sorry to hear about your aul lad being scammed.


  • #3
    Deub
    Registered Users, Registered Users 2 Posts: 1,355 ✭✭✭Deub


    mr_fegelien wrote: »
    What are AIB/BOI doing to combat this? Almost fell for it two years ago but laughed it off. Not so lucky for my father as he lost €800 to it this week after receiving a dodgy text.

    Do many fall for these scams or not? The phishing websites are very convincing and identical to the Bank of Ireland/AIB sites.

    What do you want AIB/BOI to do about it?


  • #4
    Rodney Bathgate
    Closed Accounts Posts: 3,445 ✭✭✭Rodney Bathgate


    The banks already do enough to try to educate their customers not to be so gullible.


  • #5
    SOPHIE THE DOG
    Registered Users, Registered Users 2 Posts: 159 ✭✭SOPHIE THE DOG


    Could we see the text?


  • #6
    Jim2007
    Moderators, Business & Finance Moderators Posts: 10,360 Mod ✭✭✭✭Jim2007


    mr_fegelien wrote: »
    What are AIB/BOI doing to combat this? Almost fell for it two years ago but laughed it off. Not so lucky for my father as he lost €800 to it this week after receiving a dodgy text.

    Do many fall for these scams or not? The phishing websites are very convincing and identical to the Bank of Ireland/AIB sites.

    Well given that it is a communication between two third parties, what do you expect them to do? They are in no better a position than you are in this situation.


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  • #7
    Notmything
    Registered Users, Registered Users 2 Posts: 1,060 ✭✭✭Notmything


    What did you do about it?

    Did you warn your dad that there were dodgy texts doing the rounds?

    Banks warn people to be wary of such texts/emails.


  • #8
    mr_fegelien
    Banned (with Prison Access) Posts: 1,483 ✭✭✭mr_fegelien


    He deleted the text but screenshotted the website.

    tph0z4D.jpg?


  • #9
    Bubbaclaus
    Registered Users, Registered Users 2 Posts: 4,461 ✭✭✭Bubbaclaus


    Not sure what you expect the banks to do about it? They have nothing to do with it.


  • #10
    mr_fegelien
    Banned (with Prison Access) Posts: 1,483 ✭✭✭mr_fegelien


    Bubbaclaus wrote: »
    Not sure what you expect the banks to do about it? They have nothing to do with it.

    Would many fall for this type of scam?


  • #11
    Bubbaclaus
    Registered Users, Registered Users 2 Posts: 4,461 ✭✭✭Bubbaclaus


    mr_fegelien wrote: »
    Would many fall for this type of scam?

    I don't have such statistics.


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  • #12
    coylemj
    Registered Users, Registered Users 2 Posts: 25,479 ✭✭✭✭coylemj


    mr_fegelien wrote: »
    Would many fall for this type of scam?

    Only the ones who don't spot the obvious giveaway - the screenshot you posted is asking for all 6 digits of your PIN, that should have set off alarm bells. The genuine BoI login screen asks for three random digits.

    There's not much more that banks and utilities can do, these e-mails are going out by the million worldwide every day. In most cases they arrive in the inbox of people who have no relationship with the claimed sender - Netflix, AIB, BoI etc. But a number of people think that it's a genuine, targeted circular and they fall for it. How many? Enough for the scammers to keep at it.


  • #13
    CrankyHaus
    Closed Accounts Posts: 2,281 ✭✭✭CrankyHaus


    mr_fegelien wrote: »
    Would many fall for this type of scam?

    Older people like your father.
    You should take it as an opportunity to educate him on this to avoid getting scammed online, and how to maintain privacy.


  • #14
    luvada
    Registered Users Posts: 3 ✭luvada


    My daughter fell for this recently and had her account emptied, via a debit card transaction; the bank (Bank of Ireland) were informed within 10 minutes of it happening and after some initial assurances that they would take care of it, they later just said it was her own fault and she is at the full loss of it. Why cant the Bank follow the money trail? Do other banks have an upper limit for a single debit card transaction? As this fraudulent transaction was for 98% of the total amount in the account and was totally out of character to all previous transactions on the account, should they not have done more security checks or even stopped the transaction? Do VISA have any kind of insurance cover for this? We have asked the bank all these questions but got no answers. Inputs welcome.


  • #15
    mr_fegelien
    Banned (with Prison Access) Posts: 1,483 ✭✭✭mr_fegelien


    luvada wrote: »
    My daughter fell for this recently and had her account emptied, via a debit card transaction; the bank (Bank of Ireland) were informed within 10 minutes of it happening and after some initial assurances that they would take care of it, they later just said it was her own fault and she is at the full loss of it. Why cant the Bank follow the money trail? Do other banks have an upper limit for a single debit card transaction? As this fraudulent transaction was for 98% of the total amount in the account and was totally out of character to all previous transactions on the account, should they not have done more security checks or even stopped the transaction? Do VISA have any kind of insurance cover for this? We have asked the bank all these questions but got no answers. Inputs welcome.

    These crooks typically operate in Eastern Europe where Ireland/EU has no law enforcement capabilities and no jurisdiction to seize the money.


  • #16
    coylemj
    Registered Users, Registered Users 2 Posts: 25,479 ✭✭✭✭coylemj


    luvada wrote: »
    My daughter fell for this recently and had her account emptied, via a debit card transaction; the bank (Bank of Ireland) were informed within 10 minutes of it happening and after some initial assurances that they would take care of it, they later just said it was her own fault and she is at the full loss of it. Why cant the Bank follow the money trail?

    Because there usually is no trail that is capable of being followed. The fraudsters can take the victim's money, put it into bank A, immediately transfer it into bank B and onto bank C. They then withdraw the money as cash using ATM cards in convenience stores with no CCTV cameras.

    Did your daugher fall for the scam whereby they claim to be giving her a tax refund and she gave them the three-digit security code off the back of the debit card?


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