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would second bank account effect credit of other?

duckduckgoose · 2020-07-15 22:34:21

Currently have 2 bank accounts 1 for farm and 1 old account that I don't really use except for odd personal expense but would never have much in it. Would this come against me if I apply for a loan on farm account? would have odd misssed direct debit which was rectified once I noticed it? As I say its obvious this account…

15-07-2020 11:34pm

#1

duckduckgoose

Registered Users Posts: 2 ✭

Join Date: October 2016

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Currently have 2 bank accounts 1 for farm and 1 old account that I don't really use except for odd personal expense but would never have much in it. Would this come against me if I apply for a loan on farm account? would have odd misssed direct debit which was rectified once I noticed it? As I say its obvious this account is not my main account and the main account would always have a healthy balance.

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#2 15-07-2020 11:36pm

Atlantic Dawn

Registered Users, Registered Users 2 Posts: 83,136 ✭✭✭✭

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Any direct debits missed will be registered. You should look for your credit report for full details...

http://www.icb.ie/cr_options.php

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