Postal Order conundrum

filbert the fox · 30-09-2020 11:41pm #1

my brother was given a postal order made out in his name. He has no passport and doesn't drive. The post office will not redeem the money without ID like these. What is he to do??

Oral Surgeon · 30-09-2020 11:56pm

filbert the fox wrote: »

my brother was given a postal order made out in his name. He has no passport and doesn't drive. The post office will not redeem the money without ID like these. What is he to do??

He should consider getting some ID, it's not exactly the only time he is likely to need it!

Atlantic Dawn · 30-09-2020 11:56pm

Has he a public services card?

On a side not, who in the jaysus pays for stuff with postal orders in 2020?

amdublin · 30-09-2020 11:57pm

Lodge it in his bank account

Double O Seven · 01-10-2020 12:00am

Try another Post office.

Spanish Eyes · 01-10-2020 12:00am

Atlantic Dawn wrote: »

Has he a public services card?

On a side not, who in the jaysus pays for stuff with postal orders in 2020?

Apparently those who have to pay for TVs in hospitals. If you are bored listen back to Liveline about this.

Double O Seven · 01-10-2020 12:09am

Atlantic Dawn wrote: »

who in the jaysus pays for stuff with postal orders in 2020?

A lot of rural based buyers and sellers on sites like donedeal and adverts do be wanting to use them

filbert the fox · 01-10-2020 12:11am

amdublin wrote: »

Lodge it in his bank account

Thanks but i suspect that this is incompatible with the banking system!

filbert the fox · 01-10-2020 12:12am

Atlantic Dawn wrote: »

Has he a public services card?

On a side not, who in the jaysus pays for stuff with postal orders in 2020?

No he doesn't so this is the issue.

And he has the postal order - that's why i'm asking.

Double O Seven · 01-10-2020 12:17am

filbert the fox wrote: »

Thanks but i suspect that this is incompatible with the banking system!

Postal orders can be logged into a back account, it's even written on it ffs, Acc payee or PO

con747 · 01-10-2020 12:23am

Old boards post so unless he has no bank account either. https://www.boards.ie/ttfthread/2056788661

Atlantic Dawn · 01-10-2020 12:26am

Spanish Eyes wrote: »

Apparently those who have to pay for TVs in hospitals. If you are bored listen back to Liveline about this.

Yes was €17 a week, couldn't believe it. No point in having a pension when you could have 50 rental tv's on the go

phormium · 01-10-2020 7:43am

I know someone who only last week had to buy a postal order to post off to pay car insurance as local office is closed due to pandemic, they don't do online, they don't have credit/debit card so no other option!

Postal orders can be lodged in a bank no problem if he has an account.

Mrs OBumble · 01-10-2020 7:52am

Garda Age card?

Or just get a passport.

filbert the fox · 01-10-2020 7:58am

Mrs OBumble wrote: »

Garda Age card?

Or just get a passport.

Thanks but the chap has no interest in leaving the country and for the sake of getting a few bob from a Postal Order your suggestion seems extreme and costly.

I'll get him to lodge it in the bank if it's possible.

filbert the fox · 01-10-2020 7:59am

Double O Seven wrote: »

Postal orders can be logged into a back account, it's even written on it ffs, Acc payee or PO

Thanks for your kind help.

amdublin · 01-10-2020 4:17pm

filbert the fox wrote: »

Thanks but i suspect that this is incompatible with the banking system!

Nope, I don't believe so. Totally can be lodged into a bank account...it is like a cheque

Jim2007 · 01-10-2020 6:30pm

filbert the fox wrote: »

Thanks but the chap has no interest in leaving the country and for the sake of getting a few bob from a Postal Order your suggestion seems extreme and costly.

I'll get him to lodge it in the bank if it's possible.

And when the bank asks him to provide identification for the purposes of MLA, he will do what? Let them freeze his account while he tries to get a passport...

Which they will at some point as required by law...

amdublin · 01-10-2020 9:22pm

Jim2007 wrote: »

And when the bank asks him to provide identification for the purposes of MLA, he will do what? Let them freeze his account while he tries to get a passport...

Which they will at some point as required by law...

I've never been asked to show ID when lodging into my account.

Opening an account, yes
Withdrawing from an account, yes

OP, does your brother have a bank account? How did he open it without ID?

filbert the fox · 02-10-2020 10:16am

amdublin wrote: »

I've never been asked to show ID when lodging into my account.

Opening an account, yes
Withdrawing from an account, yes

OP, does your brother have a bank account? How did he open it without ID?

He has a bank account but he's of the vintage where such a thing wasn't needed then.

This whole business raises an important issue of ID whereby, for some people who don't drive, travel abroad or have a public service need there is no real option to establish identity.

Mrs OBumble · 02-10-2020 10:56am

filbert the fox wrote: »

He has a bank account but he's of the vintage where such a thing wasn't needed then.

This whole business raises an important issue of ID whereby, for some people who don't drive, travel abroad or have a public service need there is no real option to establish identity.

In that case he's going to apply for a pension at some stage? Pretty sure he'll need ID for that.

coylemj · 02-10-2020 11:14am

Mrs OBumble wrote: »

In that case he's going to apply for a pension at some stage? Pretty sure he'll need ID for that.

+1 OP, when your brother gets to pension age, he is going to need a PSC card for free travel and to collect the state pension from the post office. Registering for a PSC card requires ID so he would be well advised to start thinking about getting himself an official form of ID with his photo on it.

filbert the fox · 02-10-2020 2:30pm

Mrs OBumble wrote: »

In that case he's going to apply for a pension at some stage? Pretty sure he'll need ID for that.

Civil servant not required.

coylemj · 02-10-2020 2:46pm

filbert the fox wrote: »

Civil servant not required.

He won't get the free travel without a PSC card.

Jim2007 · 02-10-2020 2:54pm

amdublin wrote: »

I've never been asked to show ID when lodging into my account.

Opening an account, yes
Withdrawing from an account, yes

OP, does your brother have a bank account? How did he open it without ID?

As an account holder may be asked a random intervals to validate you identify..

dotsman · 02-10-2020 3:14pm

filbert the fox wrote: »

He has a bank account but he's of the vintage where such a thing wasn't needed then.

This whole business raises an important issue of ID whereby, for some people who don't drive, travel abroad or have a public service need there is no real option to establish identity.

You don't need to drive to get a driver's licence. You don't need to travel to get a passport. You don't need to be on welfare to get a PSC.

If your brother chooses not to bother having ID, when there are a variety of options, then that is their choice. But they will have to exclude themselves from modern conveniences. And it is nobody's fault but their own.

BronsonTB · 02-10-2020 3:30pm

filbert the fox wrote: »

He has a bank account but he's of the vintage where such a thing wasn't needed then.

This whole business raises an important issue of ID whereby, for some people who don't drive, travel abroad or have a public service need there is no real option to establish identity.

There should be a note on his account to show ID when he's next at the counter again. Every bank account is suppose to be validated no matter when it was opened. Had to do it for an old Bank of Ireland account recently.
But maybe this is more bank dependent (Main banks)

Either way he should be able to lodge it without needing ID.
Usually over the counter withdrawals need ID but depends on the cashier too.

JustAThought · 02-10-2020 3:33pm

filbert the fox wrote: »

my brother was given a postal order made out in his name. He has no passport and doesn't drive. The post office will not redeem the money without ID like these. What is he to do??

What about a birth cert?
What age is he??? If an adult he must exist somewhere on paper - even a work ID with birth cert might help?

Failing that go to a different post office .

filbert the fox · 02-10-2020 6:18pm

JustAThought wrote: »

What about a birth cert?
What age is he??? If an adult he must exist somewhere on paper - even a work ID with birth cert might help?

Failing that go to a different post office .

Work ID was refused.

Not sure if he or for that matter anyone carries their birth cert around.:D

Spocker · 02-10-2020 6:25pm

So was your brother able to lodge the postal order?

Saudades · 02-10-2020 7:40pm

He might be able to get a Public Services Card with his birth cert and without photo ID, as per their website;

*If you are an Irish or UK citizen and do not have a Passport or Driving licence as identification, you may still be issued with a Public Services Card. When you attend you will have an in-depth interview and additional information gathered during this interview will be verified in order to confirm your identity.

For Irish citizens born in Ireland, birth details can be verified online in most cases with the General Register Office. However, in some cases, it is not possible to locate the birth registration, so the person will need to return with a copy of his/her birth certificate.

Postal Order conundrum

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