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LTV Mortgage

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  • 03-11-2020 8:39pm
    #1
    Registered Users Posts: 158 ✭✭


    Hello,

    Can you please confirm, we have just returned from Australia a few months ago. Both in Permanent jobs and decent savings.

    Can we get 90% loan to value or are we limited to 80% having been out of the country?

    We were abroad for only 18 months.

    Thanks

    M


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  • Closed Accounts Posts: 2,346 ✭✭✭Bank of Ireland: Tara


    Marty1983 wrote: »
    Hello,

    Can you please confirm, we have just returned from Australia a few months ago. Both in Permanent jobs and decent savings.

    Can we get 90% loan to value or are we limited to 80% having been out of the country?

    We were abroad for only 18 months.

    Thanks

    M
    Hi Marty1983,

    Thanks for getting in touch with us here on Boards.ie.

    A 90% mortgage would be available to First Time Buyers only. A First Time Buyer is a person who has never, either on their own or with others, purchased a house, a site to build a house or apartment in Ireland or abroad. In the case of a joint application, both parties must be First Time Buyers for the mortgage to be a First Time Buyer Mortgage. 

    If you would like to speak with one of our Mortgage Specialists you can request a call back here.

    Thanks,
    Tara


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