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How to reactivate inactive account

  • 13-11-2020 6:05pm
    #1
    Caledonia
    Registered Users Posts: 152 ✭✭


    Hi if I get paid a lodgement to an inactive account will that reactivate it?
    Or how can it be done


Comments

  • #2
    GerardKeating
    Registered Users, Registered Users 2 Posts: 7,688 ✭✭✭GerardKeating


    Caledonia wrote: »
    Hi if I get paid a lodgement to an inactive account will that reactivate it?
    Or how can it be done

    Not normally, depends on the bank. Might be easier to open a new account.


  • #3
    bubbagumss
    Site Banned Posts: 26 ✭bubbagumss


    i tried to reactivate one once they would not let me i had to open a new one


  • #4
    coylemj
    Registered Users, Registered Users 2 Posts: 25,479 ✭✭✭✭coylemj


    Caledonia wrote: »
    Hi if I get paid a lodgement to an inactive account will that reactivate it?
    Or how can it be done

    Will depend on the individual bank but the usual rule is that it must be a 'customer initiated transaction'. And a lodgement could have been initiated by a third party so may not reset the clock. You really need to withdraw money, either by cash from an ATM or by EFT out.

    If the account is locked as a dormant account, the mechanism for unlocking it will vary from one bank to the next, you'll have to ask them.


  • #5
    Jim2007
    Moderators, Business & Finance Moderators Posts: 10,360 Mod ✭✭✭✭Jim2007


    Caledonia wrote: »
    Hi if I get paid a lodgement to an inactive account will that reactivate it?
    Or how can it be done


    Most likely the money will be credited to the account, but the account will remain inactive. You'll need to contact the bank to have it reactivated and in doing so will most likely have to supply the same versification as if you were opening a new account.


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