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Insuring a company van in my name

  • 01-12-2020 7:12pm
    #1
    Ompl
    Registered Users Posts: 47 ✭


    Van is registered to the company I work for, is it possible to insure in my name?

    The owner of the company has purchased a 2nd van, he said I can use the spare van for work if I insure it myself. Is that possible, or does he need to insure the van and put me down as a named driver / open drive.

    Also if anyone can recommend someone for cheap van insurance, please do :)


Comments

  • #2
    Eggs For Dinner
    Registered Users, Registered Users 2 Posts: 2,998 ✭✭✭Eggs For Dinner


    You can't insure someone else's vehicle. Your options are to put the vehicle in your own name or go as a named driver/open drive on the current owner's policy. If you go for the named/open route, remember that cover is in respect of the owners business and not some other activity you have in mind


  • #3
    Ompl
    Registered Users Posts: 47 ✭Ompl


    Eggs For Dinner wrote: »
    You can't insure someone else's vehicle. Your options are to put the vehicle in your own name or go as a named driver/open drive on the current owner's policy. If you go for the named/open route, remember that cover is in respect of the owners business and not some other activity you have in mind

    I am aware that is the case with vehicles registered privately to the owner. However in this case the van is registered to a company, not an individual so I'm wondering if, as an employee of the company, can I insure the van under my name.


  • #4
    Eggs For Dinner
    Registered Users, Registered Users 2 Posts: 2,998 ✭✭✭Eggs For Dinner


    Ompl wrote: »
    I am aware that is the case with vehicles registered privately to the owner. However in this case the van is registered to a company, not an individual so I'm wondering if, as an employee of the company, can I insure the van under my name.

    No


  • #5
    Jim2007
    Moderators, Business & Finance Moderators Posts: 10,362 Mod ✭✭✭✭Jim2007


    Ompl wrote: »
    I am aware that is the case with vehicles registered privately to the owner. However in this case the van is registered to a company, not an individual so I'm wondering if, as an employee of the company, can I insure the van under my name.


    No. And the company is a legal entity and holds property in it's own name.


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