Open Bank Account Online

Eircom_Sucks

currently bank with AIB

but looking to open a diff account just to save on a weekly basis , ie i transfer funds every week , must have internet banking also

any idea's ?

i don't need any mad super returns on the money etc

JTMan

Rates are currently very low almost everywhere..

Have you considered simply opening another account with AIB? AIB offer regular saver accounts in addition to instant access accounts.

dotsman

As per above, simply open a regular savings or a deposit account through you Internet banking. It's free and easy. And with the deposit account, you can simply move the money instantly to/from your current account.

Opening an account with any other bank will involve KYC, so involves having copies of recent utility bills with your name & address as well as passport/drivers licence. Also, unless you are going with revolut (not to be used for savings, as no deposit guarantee) or N26, expect to pay current account fees with the other bank, even though you will barely touch them.

dartboardio

You could open a Monese or Revolut account, very quick and easy to open an account compared to AIB/BOI

Eircom_Sucks

JTMan wrote: »

Rates are currently very low almost everywhere..

Have you considered simply opening another account with AIB? AIB offer regular saver accounts in addition to instant access accounts.

i have , but i wan't a completely diff bank , i want to cut off from AIB

and just transfer money everyweek etc

dotsman

dartboardio wrote: »

You could open a Monese or Revolut account, very quick and easy to open an account compared to AIB/BOI

Neither of these are bank accounts, let alone savings accounts. Other than spare change, no money should be left in these payment apps.

Op, if you are looking to move away from AIB, why not move your current account as well? I find it strange that you would open a savings account elsewhere, but not move your current a/c.

If you could give a bit of background as to what you are trying to do and why, we might be able to better help!

glen123

I recently opened KBC account. All done online, got a call to go through a few qs, emailed some docs. Done.

Free banking if you put 2k through the account every month (money don't have to stay in the account to qualify for no fees)

Another free option is EBS, but you d probably need to attend the branch in person.

Eircom_Sucks

glen123 wrote: »

I recently opened KBC account. All done online, got a call to go through a few qs, emailed some docs. Done.

Free banking if you put 2k through the account every month (money don't have to stay in the account to qualify for no fees)

Another free option is EBS, but you d probably need to attend the branch in person.

Was thinking KBC

Whats the internet banking like ?

glen123

Eircom_Sucks wrote: »

Was thinking KBC

Whats the internet banking like ?

I've only used the app version of it so far (not the desktop version) and for what I use it (to check the balance and do an occasional bank transfer) it's perfectly fine.

I find it easier to transfer money I know I'll be using during the month to Revolut or N26 and use them two for my daily transactions and even international bank transfers.

Sheep Shagger

dotsman wrote: »

Neither of these are bank accounts, let alone savings accounts. Other than spare change, no money should be left in these payment apps.

Op, if you are looking to move away from AIB, why not move your current account as well? I find it strange that you would open a savings account elsewhere, but not move your current a/c.

If you could give a bit of background as to what you are trying to do and why, we might be able to better help!

Payment app?

N26 has a German banking license and Revolut are in the mide of applying to the CBI.

Nonsense advice in here has no boundaries

Spocker

Sheep Shagger wrote: »

Payment app?

N26 has a German banking license and Revolut are in the mide of applying to the CBI.

Nonsense advice in here has no boundaries

In in fairness you've missed that the quote was about Monese and Revolut, not N26

Sheep Shagger

Spocker wrote: »

In in fairness you've missed that the quote was about Monese and Revolut, not N26

Revolute has a Lithuanian banking licence does it not and is in the process of applying for its CBi one?

Spocker

Sheep Shagger wrote: »

Revolute has a Lithuanian banking licence does it not and is in the process of applying for its CBi one?

Yes, it does have a Lithuanian licence, as well as their existing UK one, but both of those are only e-money licences, not bank licences. Just because they can issue IBANs from an EU entity does not mean they are covered under the Deposit Guarantee Scheme

N26 do indeed have a banking licence, issued in Germany, and funds are covered under DGS