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Mortage advise

jpc1 · 2020-12-29 13:06:44

I am doing a self build and have about 35k saved and hoping to get 30k from government first time buyer scheme. I like having the odd bet but always pay my bills timely. I owe about 3k on an account I had when I was living in Spain and send some money to it every month to pay the interest. I am in a job that nearly pays 6…

29-12-2020 2:06pm

#1

jpc1

Registered Users Posts: 12 ✭

Join Date: September 2014

Posts: 7

I am doing a self build and have about 35k saved and hoping to get 30k from government first time buyer scheme. I like having the odd bet but always pay my bills timely. I owe about 3k on an account I had when I was living in Spain and send some money to it every month to pay the interest. I am in a job that nearly pays 6 figures and want to borrow around 300k. do i have anything to worry about? i just keep hearing horror stories

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Comments

#2 29-12-2020 4:20pm

Geuze

Registered Users, Registered Users 2 Posts: 13,590 ✭✭✭✭

Join Date: July 2010

Posts: 13440

Is your ICB report clean?

Is your CCR report clean?

I would check those first.

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#3 29-12-2020 4:21pm

Geuze

Registered Users, Registered Users 2 Posts: 13,590 ✭✭✭✭

Join Date: July 2010

Posts: 13440

jpc1 wrote: »

I I owe about 3k on an account I had when I was living in Spain and send some money to it every month to pay the interest.

This is likely to come up during any mortgage application.

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#4 01-01-2021 3:51am

Apollinaris

Registered Users Posts: 114 ✭✭

Join Date: October 2010

Posts: 112

My advice is learn how to spell advice

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