Detailed Mortgage Calculator? (Moving House)

The Mighty Quinn · 14-02-2021 11:16am #1

Can anybody recommend a detailed mortgage calculator for those looking at moving to a more expensive house, one where you can add in current loan repayments, that you've got children etc etc, as I know banks deduct a sum of 'available' money for each child.

Any of the bank calculators I can find seem a little too light, i.e, how old are you, how much are you looking to borrow, over what time, what's your income.

Thanks

bilbot79 · 14-02-2021 12:07pm

I have an amazing excel based one but can't find it online anymore. I'll see later if I can upload it to here from my PC

The Mighty Quinn · 14-02-2021 12:13pm

bilbot79 wrote: »

I have an amazing excel based one but can't find it online anymore. I'll see later if I can upload it to here from my PC

Oh that'd be brilliant, would love it.
If you can find it but can't upload it, PM me and I'll give you an email address?

Thanks.

R11 · 14-02-2021 12:15pm

I'll take a copy of that excel spreadsheet also if you find it! Cheers

bilbot79 · 15-02-2021 12:47pm

R11 wrote: »

I'll take a copy of that excel spreadsheet also if you find it! Cheers

Tried to attach here. Enjoy!

This is just figures only though. Wont calculate your children..

The Mighty Quinn · 15-02-2021 12:55pm

Thanks Bilbot, appreciate the upload.
This is good for a breakdown of total payments, total interest etc but not quite what I was looking for, but thank you.

ErinGoBrath · 15-02-2021 1:23pm

https://www.drcalculator.com/mortgage/

cdev · 15-02-2021 1:50pm

Sounds like you might be looking for a mortgage affordability calculator.

A couple of the brokers have them. They might give you a general idea of the sums available to you. The banks probably also have them buried somewhere on their sites.

https://www.financeireland.ie/pdh/

https://www.mortgages.ie/go/first_time_buyers/how_much_can_i_borrow

Detailed Mortgage Calculator? (Moving House)

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