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One4all Card from Bank of Ireland Car Insurance

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  • 20-02-2021 12:20pm
    #1
    Curious_Case
    Registered Users Posts: 1,525 ✭✭✭


    Check the small print - if not used within 12 MONTHS, an "inactive balance" fee applies which amounts to €1.45 monthly.

    This is obviously the amount that it costs for their database to do nothing and not any kind of a claw back, at all, at all, God be good to their kind hearts and all their family and pets.

    On the plus side, these cards appear to be useable online, unless there's a €30 "woo woo" fee.

    The only hands I want in my pockets are my own !!!


Comments

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    #2
    Cabaal
    Moderators, Technology & Internet Moderators, Regional South East Moderators Posts: 28,497 Mod ✭✭✭✭Cabaal


    whats the consumer issue exactly?

    This applies to all one4all vouchers,
    They are crap terms and thats why people should avoid them.


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    #3
    Jim_Hodge
    Registered Users Posts: 10,846 ✭✭✭✭Jim_Hodge


    Nothing new there. It's how they are and always have been. Just spend it.


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    #4
    Curious_Case
    Registered Users Posts: 1,525 ✭✭✭Curious_Case


    Cabaal wrote: »
    whats the consumer issue exactly?

    This applies to all one4all vouchers,
    They are crap terms and thats why people should avoid them.

    Didn't realise those terms applied to all one4all vouchers.

    That makes it even worse !


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    #5
    Jim_Hodge
    Registered Users Posts: 10,846 ✭✭✭✭Jim_Hodge


    Curious_Case wrote: »
    Didn't realise those terms applied to all one4all vouchers.

    That makes it even worse !

    I get several of them a year. It's easy to spend them within a year (allowing for covid shop closures of course!).


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    #6
    Curious_Case
    Registered Users Posts: 1,525 ✭✭✭Curious_Case


    Jim_Hodge wrote: »
    I get several of them a year. It's easy to spend them within a year (allowing for covid shop closures of course!).

    I admit to taking note of the "valid until" date and thinking I had 4 years to spend it.

    Didn't realise that although the card remains valid to that date (and beyond if replaced) the balance doesn't.

    Personally, I think the wording is disingenuous - perhaps I should be more accepting of the situation ?


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