Car insurance for learner driver, new to Ireland

choheinzz

Hi,

I'm new to Ireand (live in Dublin) and got my car learner permit. I'm looking for insurance options so I can buy a car (have shortlisted a 2008 model). Unlike many others with a learner permit, I don't have family/spouse in this country on whose insurance policy I can be an add-on. I tried 123 insurance but they say I'm not eligible as I don't have driving experience. Any suggestions on which company does insurance for learner permit holders in my situation?

Thanks!

User1998

If your 25+ you will get insurance no problem, it will just be quiet expensive, around €2500+ for something with a small engine

Just google ‘car insurance’ and take note of every phone number and try them all, or try some insurance brokers like Chill Insurance who will do the searching for you

aFlabbyPanda

My niece and my son got a good deal from Axa, they do a discount if you sign up for the lessons at the same time.

choheinzz

User1998 wrote: »

If your 25+ you will get insurance no problem, it will just be quiet expensive, around €2500+ for something with a small engine

Just google ‘car insurance’ and take note of every phone number and try them all, or try some insurance brokers like Chill Insurance who will do the searching for you

Thanks. I'm 25+ so hopefully will find a company willing to give me insurance!

choheinzz

aFlabbyPanda wrote: »

My niece and my son got a good deal from Axa, they do a discount if you sign up for the lessons at the same time.

Thanks. Will check with Axa.

bazz26

I'm afraid you will just have to contact most of them, there is no one insurance company that is cheapest for everyone. Just be sitting down when you get prices though as insurance in Ireland is probably more ridiculously expensive than what you are used to in your home country.

This raises a lot of questions, actually. How do you find someone to accompany you on every single drive if you're a recent entry to the country and don't know any qualified drivers?

Afroshack

Liberty are good value! Got insurance as a learner for €1200 when everyone else wanted €2000

choheinzz

bazz26 wrote: »

I'm afraid you will just have to contact most of them, there is no one insurance company that is cheapest for everyone. Just be sitting down when you get prices though as insurance in Ireland is probably more ridiculously expensive than what you are used to in your home country.

Thanks for the warning. Indeed, some of the things I read online seem to suggest that the insurance cost here often exceeds car cost for newbies!

mohawk

choheinzz wrote: »

Thanks for the warning. Indeed, some of the things I read online seem to suggest that the insurance cost here often exceeds car cost for newbies!

When I was starting off. I was getting outrageous quotes for an older car. Double price of car so I decided to buy a small engine newer car and it brought down the quote drastically.

Jane98

Afroshack wrote: »

Liberty are good value! Got insurance as a learner for €1200 when everyone else wanted €2000

Afroshack, can I ask how old you are. I just tried to get a quote from Librterty for my 18 year old daughter who just got her full license and they declined to quote.

seagull

You might well find that looking at a newer car brings down the insurance by more than the difference in the cost of the car. Insurance companies don't like cars over 10 years old.