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Allianz Pet Insurance

  • 11-03-2021 1:57pm
    #1
    el Fenomeno
    Registered Users, Registered Users 2 Posts: 3,341 ✭✭✭


    Quick question on this - the excess is €100 on our policy.

    If our dog has a vet treatment for an illness that costs us less than €100, is there anything we can claim or do you only claim of above €100 cost?

    Thanks


Comments

  • #2
    tk123
    Registered Users, Registered Users 2 Posts: 14,054 ✭✭✭✭tk123


    You claim anything above €100. So eg €150, you get €50 back.. €4000 you get €3900 back.


  • #3
    cocker5
    Registered Users, Registered Users 2 Posts: 3,274 ✭✭✭cocker5


    el Fenomeno wrote: »
    Quick question on this - the excess is €100 on our policy.

    If our dog has a vet treatment for an illness that costs us less than €100, is there anything we can claim or do you only claim of above €100 cost?

    Thanks

    Remember the excess is per illness / claim ..

    soo if your dogs needs further treatment for the same issue within the policy year this will be included under the same claim.

    So say this time it’s cost €95 .. and next time it’s €75.. save all your receipts just in case .. you’ll be able to claim €70 back etc


  • #4
    TopTec
    Registered Users, Registered Users 2 Posts: 1,167 ✭✭✭TopTec


    Whilst on the subject - a relative says that most pet insurance policies include an exclusion for any claim during the first month..... can't be right surely?


    TT


  • #5
    tk123
    Registered Users, Registered Users 2 Posts: 14,054 ✭✭✭✭tk123


    I just checked there - it's 2 weeks with Allianz. Pretty standard in any health insurance policy though?


  • #6
    TopTec
    Registered Users, Registered Users 2 Posts: 1,167 ✭✭✭TopTec


    TK, can you indicate where in the policy it says that please?


    TT


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  • #7
    tk123
    Registered Users, Registered Users 2 Posts: 14,054 ✭✭✭✭tk123


    TopTec wrote: »
    TK, can you indicate where in the policy it says that please?


    TT

    Google is your friend here - https://www.allianz.ie/pet-insurance/documents/pet-policy-document-0718.pdf


  • #8
    cocker5
    Registered Users, Registered Users 2 Posts: 3,274 ✭✭✭cocker5


    TopTec wrote: »
    Whilst on the subject - a relative says that most pet insurance policies include an exclusion for any claim during the first month..... can't be right surely?


    TT

    Yip it’s 2 weeks with Allianz.. ie you can’t claim during the first 2 weeks .. makes sense to be honest

    Same for human health insurance.. it’s like 26 weeks for most health insurance


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