If I cancel my car insurance

backlanepipe

If I cancel my car insurance after six months can I get a refund for the remaining unused six months?

Sheep Shagger

backlanepipe wrote: »

If I cancel my car insurance after six months can I get a refund for the remaining unused six months?

Normally yes less an admin fee, you'll need to send back the disc.

Details should be on their website or call them.

Eggs For Dinner

If it's in the 1st year with your insurer, additional charges are incurred. It will be in your policy book

CoBo55

Eggs For Dinner wrote: »

If it's in the 1st year with your insurer, additional charges are incurred. It will be in your policy book

Haven't seen one of them in years:pac:
Who are you insured with?

Eggs For Dinner

CoBo55 wrote: »

Haven't seen one of them in years:pac:
Who are you insured with?

They are still issued by some insurers and even online versions are often called booklets

CoBo55

Eggs For Dinner wrote: »

They are still issued by some insurers and even online versions are often called booklets

Jaysus they're gone that stingy now you have to print your own cert and disc, they can feck off if they think I'm printing off a whole booklet of legalise:mad:
The last booklet I received was from RSA and that was donkeys years ago:pac:

Eggs For Dinner

CoBo55 wrote: »

Jaysus they're gone that stingy now you have to print your own cert and disc, they can feck off if they think I'm printing off a whole booklet of legalise:mad:
The last booklet I received was from RSA and that was donkeys years ago:pac:

Who's asking you to print a policy document? Relax, it's Easter, time for reflection

grogi

backlanepipe wrote: »

If I cancel my car insurance after six months can I get a refund for the remaining unused six months?

Yes, but you won't get 50% of the premium. It will be more like 20% after 6 months.

CoBo55

Eggs For Dinner wrote: »

Who's asking you to print a policy document? Relax, it's Easter, time for reflection

John DeLorean...

delboythedub

Sheep Shagger wrote: »

Normally yes less an admin fee, you'll need to send back the disc.

Details should be on their website or call them.

I think you can suspend your policy and then reinstall it at a later date

coylemj

backlanepipe wrote: »

If I cancel my car insurance after six months can I get a refund for the remaining unused six months?

If you're in the first year of the policy, expect to get very little back after 6 months, they typically penalise you severely when you cancel in the first year. Example: after 6 months and before 7 months, Aviva will only refund 10% of the premium.

If you're in the second or subsequent year of a policy, most of them say they will pay you a pro rata refund, minus an 'administration charge'. Liberty say this amount is shown in your schedule.

As with most questions about car insurance, you will probably get all the answers if you check the policy document. Which, in all cases, is available as a PDF download on the insurer's website.

Wesser

Just call them and ask?