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Mortgage advice for first time buyer

  • 06-04-2021 8:59pm
    #1
    Registered Users Posts: 41


    I have been approved for a mortgage of 180,000

    I am currently 27.

    Would there be any point in buying somewhere now in prime rental location that could be gradually done up while I live in it with the idea of selling it or renting it out eventually.

    My father and myself would renovate it over time to minimise cost of labour.

    A kind of “starter house” rather than renting at the moment which in my eyes is simply throwing money away.

    Is it possible to pay off a mortgage early to then get a new mortgage? Or will the penalties incurred make that futile.


    Any and all advice welcome.

    Thanks in advance


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