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Irish Property Market chat II - *read mod note post #1 before posting*
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You'll find any reason to try and downplay our messed up our housing market is.
I'm reading posts here of posters talking about emigrating because they can't afford a house in Dublin, yet they won't consider moving less than 50 miles down the road, yet are talking the talk of moving countries
Did your parents and your peers parents all buy houses where they wanted to? Or did they buy where the could afford.
How many people work in Dublin because they have to compared with because they want to, maybe they made that decision when they were 20 something and didn't know any better, but the reality of the situation is that there are very few jobs in Dublin, that you can't get in any other part of the country that is near a city - like Cork, or Galway for instance. And where house prices are lower than in Dublin.
In the past there was a cohort of society that struggled to buy a house where they wanted to - nobody can dispute this, nor did most people care because they weren't in the cohort, but now because that cohort has expanded people now are making a song and dance about it.
The latest changes to the RI scheme highlight this - let's change a scheme and screw over those that it was first set up for - because we never cared about them in the first place.
I've yet to see anyone who is complaining about the situation put forward a solution - so let's here it - how can the government help me buy a house in the area of Dublin that i want to, even though i can't afford it. Fire away.0 -
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I'm reading posts here of posters talking about emigrating because they can't afford a house in Dublin, yet they won't consider moving less than 50 miles down the road, yet are talking the talk of moving countries
Did your parents and your peers parents all buy houses where they wanted to? Or did they buy where the could afford.
How many people work in Dublin because they have to compared with because they want to, maybe they made that decision when they were 20 something and didn't know any better, but the reality of the situation is that there are very few jobs in Dublin, that you can't get in any other part of the country that is near a city - like Cork, or Galway for instance. And where house prices are lower than in Dublin.
In the past there was a cohort of society that struggled to buy a house where they wanted to - nobody can dispute this, nor did most people care because they weren't in the cohort, but now because that cohort has expanded people now are making a song and dance about it.
The latest changes to the RI scheme highlight this - let's change a scheme and screw over those that it was first set up for - because we never cared about them in the first place.
I've yet to see anyone who is complaining about the situation put forward a solution - so let's here it - how can the government help me buy a house in the area of Dublin that i want to, even though i can't afford it. Fire away.
i agree with what you are saying in that people should look further afield if they cant afford dublin. the majority of jobs are in dublin though but hopefully that will change in the future and with remote working there may be more flexibility and people can live further away. i do find in ireland people are allergic to a commute for some reason - if you go to other countries - people commute 1hr/2hrs and dont bat an eyelid over it.0 -
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I'm reading posts here of posters talking about emigrating because they can't afford a house in Dublin, yet they won't consider moving less than 50 miles down the road, yet are talking the talk of moving countries
Did your parents and your peers parents all buy houses where they wanted to? Or did they buy where the could afford.
How many people work in Dublin because they have to compared with because they want to, maybe they made that decision when they were 20 something and didn't know any better, but the reality of the situation is that there are very few jobs in Dublin, that you can't get in any other part of the country that is near a city - like Cork, or Galway for instance. And where house prices are lower than in Dublin.
I'd personally rather move abroad than live 50 miles out of Dublin and spend a huge amount of time and money each week in my car.
Yes, my parents bought in Dublin where they wanted to, at my age, in a similar level of job to what I work. I'd be only too happy to take a new build where they bought a house at salary-price ratio they paid.
I have a pretty well-paid job in Dublin. I might be able to find work elsewhere but options would be limited. Dublin is where most of them are.I've yet to see anyone who is complaining about the situation put forward a solution - so let's here it - how can the government help me buy a house in the area of Dublin that i want to, even though i can't afford it. Fire away.
My own solution to this is unfortunately politically impossible due to it being extremely unpopular. The only solution really is to increase housing density where the demand is, and that will necessitate people already there moving out of their homes, houses being demolished, and higher-density housing being built instead. Not that I think they should be expropriated from people, they should be able to sell them and collect the money on their house, but it'll still never happen and nobody wants to incentivise it with either carrot or stick.
Irish people, even in the capital, see homes as things to stay in until they die, and are imbued with a sort of sacred spiritual status. The idea that somone would have to move out of their own home, even while being paid handsomly to do so, invokes a gut reaction of disgust in most people for this reason.
Not every country has this culture. Tokyo has a far more functional housing market despite being an astronomically larger city because more people see housing more like cars, as something you use for now and then switch up after a while. People move around more, and as you get more money you generally want a nicer, newer home, unlike here where people often expect a home they would buy in their 20s or 30s will be something they want their children to live in.
Even if it did happen, nobody here who does own a house wants to live near a large building or a block of apartments, even in the heart of the city. It'll be too crowded, the schools won't be able to keep up, it'll increase traffic, it'll be full of transients and HAP recipients who'll wreck the place and cause noise, the local bat population will be displaced etc.0 -
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I'm reading posts here of posters talking about emigrating because they can't afford a house in Dublin, yet they won't consider moving less than 50 miles down the road, yet are talking the talk of moving countries
Did your parents and your peers parents all buy houses where they wanted to? Or did they buy where the could afford.
How many people work in Dublin because they have to compared with because they want to, maybe they made that decision when they were 20 something and didn't know any better, but the reality of the situation is that there are very few jobs in Dublin, that you can't get in any other part of the country that is near a city - like Cork, or Galway for instance. And where house prices are lower than in Dublin.
In the past there was a cohort of society that struggled to buy a house where they wanted to - nobody can dispute this, nor did most people care because they weren't in the cohort, but now because that cohort has expanded people now are making a song and dance about it.
The latest changes to the RI scheme highlight this - let's change a scheme and screw over those that it was first set up for - because we never cared about them in the first place.
I've yet to see anyone who is complaining about the situation put forward a solution - so let's here it - how can the government help me buy a house in the area of Dublin that i want to, even though i can't afford it. Fire away.
As others have said we need more supply, we also need to tackle policy.
1. Irelands needs to start pumping out apartments near transit hubs. Get young people out of house shares and into their own apartments. These need to be not only be buy to let builds but also regular builds available for FTBs. Reserve a portion of each building for FTB. This could encourage people a few years into their first job out of college to buy and have a stake in society quicker. I see it in the Netherlands, warehouse workers aged 24 with apartments and able to think about the future.
2. A separate planning court needs to be set up to deal with judicial reviews on planning applications. (I hear this is already in the works, it needs to move rapidly).
3. Taxes need to upped for non primary residence, if you want a string of holidays homes in Schull or Kinsale, off with you, you're gonna pay for it.
4. Get councils to do their jobs on vacant sites, look at the large building out in Sandyford next to the Beacon complex, massive skeleton sitting there for over a decade, owned by the same brothers that own the dilapidated Corrib hotel in Galway that goes up in flames once a year. Galway county council haven't taken a cent for this being vacant, just a string of strongly worded letters sent to the Comer Group (can't be upsetting them too much now).
A few tweaks and a government with backbone could turn this absolute train wreck around, for now they don't see the need.0 -
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I'm reading posts here of posters talking about emigrating because they can't afford a house in Dublin, yet they won't consider moving less than 50 miles down the road, yet are talking the talk of moving countries
Did your parents and your peers parents all buy houses where they wanted to? Or did they buy where the could afford.
How many people work in Dublin because they have to compared with because they want to, maybe they made that decision when they were 20 something and didn't know any better, but the reality of the situation is that there are very few jobs in Dublin, that you can't get in any other part of the country that is near a city - like Cork, or Galway for instance. And where house prices are lower than in Dublin.
In the past there was a cohort of society that struggled to buy a house where they wanted to - nobody can dispute this, nor did most people care because they weren't in the cohort, but now because that cohort has expanded people now are making a song and dance about it.
The latest changes to the RI scheme highlight this - let's change a scheme and screw over those that it was first set up for - because we never cared about them in the first place.
I've yet to see anyone who is complaining about the situation put forward a solution - so let's here it - how can the government help me buy a house in the area of Dublin that i want to, even though i can't afford it. Fire away.
there is a massive shortage of housing almost everywhere with any sign of life in it , moving wont solve the problem , Limerick even relative to Galway or Cork is still relatively good value but there are simply no properties available
a number of things need doing to tackle this emergency
1. reform planning laws , it currently too democratic and frivolous objections to planning applications are indulged
2. the spec for new houses are far too high and this adds immense cost , at least social housing could be built to a lower spec , gas will do find instead of air to water and you dont need solar panels , passive vents in the wall instead of an ultra modern air circulatory system
3. if we want to get rid of the institutional money buying up stock , we need to incentivise the billions sitting in savings accounts , much of this money would probably settle for circa 5% yield if they knew that rogue tenants were held responsible , personally I dont mind the taxation on rent income but i do have a problem with the grotesquely one sided laws in favour of tenants
unfortunately both 2 and 3 would be unacceptable to the media and political left as building social housing to a lower spec would be deemed " housing apartheid " , add to that the media and political left oppose the very idea of BTL
difficult to see practical realistic solutions in the short term0 -
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