Liveline: Thread with no name, Host with no shame

NeinNeinNein

https://www.boards.ie/discussion/comment/117895018#Comment_117895018

The 2 zeros.

Deeec

https://www.boards.ie/discussion/comment/117895015#Comment_117895015

I think every generation in the past had to make sacrifices to ensure they own a roof over their head. The problem now is that there are alot of people who wont make any financial or location sacrifices.

bmorrissey

House will be raided tonight

cozar

stop blowing him up Joe he's accent is bad enough.

piplip87

https://www.boards.ie/discussion/comment/117895001#Comment_117895001

What is social for 9 kids weekly he would be looking 470 a week plus whatever he gets for his wife. So over 500.

That lad would be far better off not working.

PauloMN

"Under 10.... put it that way"

Cocky wanker alert.

NeinNeinNein

Reduce taxes on the poor landlords and rents will fall. A likely story.

ghoulfinger

Joe has no idea of a landlord’s accounting… his own accountant must be taking care of all his concerns.

sligojoek

The famine is long gone Joe

Demonique

https://www.boards.ie/discussion/comment/117894937#Comment_117894937

Them both working has nothing to do with them contributing to the global overpopulation problem

2smiggy

I don't think the kids with covid is high up on the list of worries

2smiggy

South Co Dublin sounds nice to me too, but I probably can't afford it either

ghoulfinger

Terrible problem having property 🙄

ghoulfinger

It’s true that the economics of letting aren’t great. It’s pocket money, but at least you have your capital.

Dan Jaman

3pm, eff off, Joe.

At least there wasn't much death today.

Deeec

https://www.boards.ie/discussion/comment/117895133#Comment_117895133

Thats true - tenants dont seem to realise the money side of things though. They dont realise that often the cost of running and financing mortgage in cashflow terms is more than the rent they are receiving. They cant see either that landlords only get tax relief on the interest portion of the mortgage. They just think they are lining a landlords pockets. Its always the big bad landlords!

Dempo1

https://www.boards.ie/discussion/comment/117895149#Comment_117895149

Lots of Debt though 😁 until tomorrow 😏

PauloMN

https://www.boards.ie/discussion/comment/117895133#Comment_117895133

I'd never be a landlord in this country though, esp. with a property I cared about (like a family home). Heard too many horror stories, and if you run into trouble with a tenant, it's basically impossible to get rid of them.

One of the problems with these left/socialist leaning policies is that while they might address one problem, they create a bunch of other problems (like that landlord saying that he charges rents on the basis that you'll get one or two tenants who just don't bother paying rent and you can't get rid).

2smiggy

she said she had no problem paying the new higher rent (over €1000 pm higher) Were they not saving anything at all ? If not it means they will probably have to cut out more things to even afford the new higher rent.

Dempo1

I genuinely sympathise with any family trying to rent accommodation but this case is annoying as its abundantly clear the caller not even considering looking at areas just outside Dublin. She also seems to be bitter about having to had pay rent for 12 years and then somehow magically expects to be offered a mortgage .whilst not critising their choice to have five children did this couple not stop to think we might want to slow down, start saving etc and whilst not mentioned I can be pretty sure there's a HAP angle to this story.

I like many made, sacrifices, had to move a great distant, genuinely struggled with rural life, travel etc .there's been a housing, rental crisis for over 30 year's in Ireland ,it is nothing new albeit supply issue a serious problem admittedly.

I'm single, never got a bean from the state , if I loose my income as a mortgage holder (albeit small now) I'm entitled to absolutely zero housing support and never was.

I'm not saying there is not a crisis or genuine hardship out there but Shows like this just put out an entirely false narrative.

ghoulfinger

https://www.boards.ie/discussion/comment/117895157#Comment_117895157

Most people’s grasp of the economics of running one’s life is poor. It’s a complicated subject but can be examined with any of the sets of spreadsheets out there. The variables can be tried and tested as they might apply to one’s own situation. It’s tedious boring stuff that doesn’t attract much interest but should be part of Home Economics if it isn’t already.

ghoulfinger

https://www.boards.ie/discussion/comment/117895160#Comment_117895160

Debt can be solved, death is just the end.

Dan Jaman

https://www.boards.ie/discussion/comment/117895272#Comment_117895272

Not always, caller.

ghoulfinger

https://www.boards.ie/discussion/comment/117895220#Comment_117895220

You put in a great effort to manage your life and cope, and you succeeded. Folk now too often want to be bothered less. I can’t speak from experience as I’m one of the few fortunate enough to have inherited the roof over my head and always knew I would, but in my young day I did seriously explore the possibility of getting a mortgage, and I saw just how meagre a lifestyle I would have had to endure on my small income so I wasn’t attracted to pursue it further. It was always tricky getting a mortgage, but housing supply is so short now that you really would have to prepare to move wherever the availability is and take up what work will steadily ensure your repayments.

Dempo1

https://www.boards.ie/discussion/comment/117895337#Comment_117895337

I'll go further, I was brought up in state care from the age of 3, have zero contact with direct family but had a wonderful guardian, was essentially turfed out into the world at 18 , hadn't a clue was the Letters ESB or RENT stood for, experienced homelessness briefly. I got no and didn't expect support, had a successful hospitality career, Took out my mortgage at 34, struggled like many others .

54 now, look back and wonder how I actually made it. I absolutely support assistance for anyone in genuine need but some of these hard luck stories make my blood boil at times .

ghoulfinger

https://www.boards.ie/discussion/comment/117895409#Comment_117895409

Well done you!!!

Being brought up in hardship and thrown in the deep end of life, you had to sink or swim and you did the latter.

Dempo1

https://www.boards.ie/discussion/comment/117895546#Comment_117895546

Thank you,

honestly I rarely share this info and my life's experience but on the whole it has been bery good. I suppose I'm just looking at the persistent moaning and in particular this sudden narrative as if life in Ireland suddenly became tough over the past few month's.

I volunteer , I've cooked Christmas Dinner for the homeless, during the pandemic helped local vulnerable people when I could. There just seems to be some that have their Hands out all the time.

I've nothing but respect for those who work hard, equally for those who've been fortunate who can share. I wondered about that horrific story yesterday and thought who brings up children like that to butcher an animal in plain sight.

Ireland is by no means perfect , I worked in a number of countries in my career and my god I've seen real poverty and hardship.

But anyway, that my rant over for the day and thank you for your sentiments.

😏

ghoulfinger

I couldn’t listen to the story about the puppy bring butchered. I have a tendency for things like that to play over in my mind incessantly and it would not have done me any good.

busunderer

@ Dempo1

Solid. Thank you for your honesty.

Dempo1

https://www.boards.ie/discussion/comment/117896070#Comment_117896070

Thank you , just felt a little perspective needed 😏