Would a cashless society mean the end of illegal drugs and other crime ?

JimmyVik · 06-08-2021 8:12am

Does anyone remember being an ulsterbank customer back when they went down?

The J Stands for Jay · 06-08-2021 8:30am

https://www.boards.ie/discussion/comment/117701652#Comment_117701652

Grand, I'll get an American Express card for my coke and hookers.

The J Stands for Jay · 06-08-2021 8:31am

https://www.boards.ie/discussion/comment/117704648#Comment_117704648

Good thing it wasn't cash you lost

The J Stands for Jay · 06-08-2021 8:35am

https://www.boards.ie/discussion/comment/117709796#Comment_117709796

If you just have cash, you're in the same boat. If you had cards, you can do an emergency ATM transaction. Of you still have your phone, them you don't have any issue paying for stuff.

The J Stands for Jay · 06-08-2021 8:39am

https://www.boards.ie/discussion/comment/117713625#Comment_117713625

It was a weird time. It was just before I stopped using Ulster Bank, and for some reason my account was completely unaffected. Pay went in, card transactions worked, direct debits came out. Weird.

The J Stands for Jay · 06-08-2021 8:44am

I really cannot understand people who prefer cash over plastic. Cash takes longer, often people don't have enough to pay, and don't even start me on asking for specific notes/coins. Hasn't happened often but I refuse to use any business that doesn't accept contactless.

Another one that baffles me about cash, so many vendors ask for a different amount in cash than what the till says, I know it's only a few cent, but you haven't a breeze how much you are paying for.

People who use cash basically have no respect for anybody else, phuck you, I'll take five attempts to find which pocket I have cash in, then I'll decide if I want to break a note or root around my pockets for shrapnel before deciding I don't like the change I'm getting bavk. I'll pay for chewing gum with a €50 if I feel like it, you can wait behind me.

joe40 · 06-08-2021 8:45am

I'd say we're pretty close to a cashless society as it stands. I don't have stats for this but I would imagine the vast majority of most peoples monthly spending is cashless.

I feel sorry for buskers....

JimmyVik · 06-08-2021 2:42pm

https://www.boards.ie/discussion/comment/117713688#Comment_117713688

I dont think anyone is saying they prefer cash.

I prefer plastic myself.

They are all just saying that cash will always be needed as well as plastic.

JimmyVik · 06-08-2021 2:46pm

https://www.boards.ie/discussion/comment/117713691#Comment_117713691

We have a tappy thing in the church now. Its €3 a tap. They were deciding where to put it for when mass starts up again.

My Dad is on the committee. He was telling me that at first they were going to put it at the door of the church so you could tap on the way in.

Then someone mentioned that people just wouldnt tap unless someone was looking at them. So now it will be at the alter and people will be invited to tap after communion on their way to sit down.

To embarrass them into it there will be someone standing beside the machine as people pass - staring them into tapping i guess. And a basket under it for those whose cards are not working :)

ShatterAlan · 06-08-2021 2:51pm

https://www.boards.ie/discussion/comment/117701652#Comment_117701652

Why not? If there was no notes and coins they'd have to accept something.

cnocbui · 06-08-2021 2:52pm

It will eliminate crime, with the same success the war on drugs had in eliminating drug use. Great idea.

ShatterAlan · 06-08-2021 3:13pm

https://www.boards.ie/discussion/comment/117711446#Comment_117711446

If cash and plastic were an option and you only used plastic, would the existence of cash adversely affect you? Why are you trying to force your preferences on others. Why do you want to stamp out people's freedom of choice providing YOUR choices are lleft intact?

ShatterAlan · 06-08-2021 3:23pm

https://www.boards.ie/discussion/comment/117713688#Comment_117713688

What I don't understand is people like you who think it has to be one or the other. You only use contactless. Fine ...knock yourself out. Some people only want to deal with cash. Let them at it. Some of us like to avail of both for different reasons. You don't seem to like people conducting their affairs in ways different to yours and want to force your preferences on them.

The J Stands for Jay · 06-08-2021 4:26pm

https://www.boards.ie/discussion/comment/117715999#Comment_117715999

That post was just someone else's copypasted but with the point of view flipped to demonstrate the daftness of such a back and white view.

Ozymandius2011 · 06-08-2021 7:28pm

It seems Commissioner Mairead McGuinness intends to ban cash purchases above €10,000 in the EU. Not a cashless society but a step in that direction.

Would a cashless society mean the end of illegal drugs and other crime? I don't think anything could mean that. It would just fuel the rise of cryptocurrency. Cryptocurrency of course is now subject to tougher regulations in some countries, including Ireland. How will the EU implement this for Cryptocurrency, given the wild fluctuations of their value? But that doesn't mean they won't try. I would point out there are only 8 EU countries (including Ireland) which limit the size of cash payments, but one of them is the most important EU member state, Germany, and they haven't revealed their stance yet. A SPD led government could perhaps be more favourable to it than a CDU one, but that is speculation.

KaneToad · 06-08-2021 7:40pm

https://www.boards.ie/discussion/comment/117688715#Comment_117688715

I'm a regular Joe. I'd like to see the end of cash. It would eliminate the black market. I think this would be a good thing.

06-08-2021 7:54pm

The Finnish Government recently had to run ads in the media warning citizens of spiralling debt associated with their almost cashless consumer spending. With cash in your pocket, you know how much you spend/have left to spend, personally I lose track of spending when continuously tapping my card/typing in my pin.

For the “holier than thou” brigade, few people refuse a discount when paying cash, the more the service costs, the more of a discount is often offered. If you guys want to pay more, off with ya.

A few posters think criminal activity would be stunted by the removal of cash from society, don’t kid yourself, criminals are nothing if not resourceful. Bitcoin/electronic transfers will be more than adequate for payment, money/Bitcoin can be moved at will once payment is received into a criminals account.

Strumms · 06-08-2021 10:36pm

https://www.boards.ie/discussion/comment/117717086#Comment_117717086

Black market will always exist... it will just be more difficult for them... as will life for the rest of us, minus cash...

what do you subscribe for people with illnesses who might suffer from memory deficits ? It’s an estimate that between 9,000 and 11,000 people sustain a traumatic brain injury annually in Ireland with a further 8,000 being diagnosed with a stroke. Memory is often affected in these types of illnesses or events...somebody alert and able bodied or indeed otherwise, remember events from years ago but short term memory deficits on occasion like forgetting a pin... if they have 60 quid in their pocket... no problem.

jrmb · 07-08-2021 1:17am

https://www.boards.ie/discussion/comment/117713662#Comment_117713662

True, but trying repeatedly to wring out an account is different from keeping something that can't realistically be sent back to its owner.

JimmyVik · 09-08-2021 10:52am

So Saturday I was passing the local car dealer.

Spotted a car I liked in the forecourt.

Had a chat with the dealer and came to a price with trading in my car.

I went home, got the log book and the extra key and went back into him.

When it came to paying he wanted to add 6% on for paying with the credit card.

I said no, lets do it with the debit card. And then he wanted 3% for using that.

I said let me go into the bank on Monday. Here I am on Monday and cant get to the bank probably until Wednesday.

Total PITA. I refuse to pay extra for the pleasure of electronic payment at the weekend.

ShatterAlan · 09-08-2021 11:28am

https://www.boards.ie/discussion/comment/117703617#Comment_117703617

What's so funny about not owning a smart phone?

Do you own a gyrocopter?

ShatterAlan · 09-08-2021 11:32am

https://www.boards.ie/discussion/comment/117717086#Comment_117717086

Do you have a problem with the black market? How exactly does the black market affect you? And please educate us as to how a cashless society would eliminate the black market.

JimmyVik · 09-08-2021 11:37am

https://www.boards.ie/discussion/comment/117727280#Comment_117727280

I know a fair few people who dont own smart phones. Mostly older people who like the big buttons on the older phones.

BrokenArrows · 09-08-2021 11:42am

No it wont mean the end of illegal cash transactions. It will just force people to be more sophisticated in their deals. Plenty of illegal transactions happen digitally now anyway.

I rarely use cash now anyway. Generally its a load of hassle when i want to buy something and they only take cash (like some takeaways or small shops/markets)

The J Stands for Jay · 09-08-2021 11:45am

https://www.boards.ie/discussion/comment/117717802#Comment_117717802

But with spending cash, they'll have no memory or record of spending it. Card, or Tap transactions will have a record for them. Of they're using Google pay, no need to remember a pin, a fingerprint will do.