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Looking to move house … within the next 9-12 months

positivenote · 2021-10-14 23:30:54

Hi all looking for advice as we are hoping to move in the next 9-12months. Here’s our situation: we owe 200k on our home (15 years left on mortgage) but have inherited 230k. We’re on a tracker mortgage. we want to buy a detached/semi-d four bed s/w orientation house but there aren’t any in either castleknock or dunboyne in…

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15-10-2021 12:30am

#1

positivenote

Registered Users Posts: 2,334 ✭✭✭

Join Date: May 2006

Posts: 1552

Hi all
looking for advice as we are hoping to move in the next 9-12months. Here’s our situation:
we owe 200k on our home (15 years left on mortgage) but have inherited 230k. We’re on a tracker mortgage.
we want to buy a detached/semi-d four bed s/w orientation house but there aren’t any in either castleknock or dunboyne in our budget (approx 550-600k).
my question is on wether we should put our house on the market, apply to port our mortgage or wait until we find a property to suit us? We don’t really have anywhere to stay if we sell our house without buying another one the same day …
any advice on this whole process would be greatly appreciated … also can we get our house valued before getting it ready to be photographed etc for sale?
sorry if these are silly Qs but we’ve never did it before
cheers

Post edited by positivenote on October 2021

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