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Car Insurance - Breakdown Cover

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  • 14-09-2022 10:47pm
    #1
    theboss.com
    Registered Users Posts: 57 ✭✭


    Hi Folks,

    Insurance up for renewal and just wondering if anyone knows what insurers provide a complimentary rental car when a breakdown occurs, and for how long?

    Also, does anyone know of any insurers that have no issue towing a car from the breakdown location to your home garage which may be hundreds of kilometres away?

    Thanks!

    Tagged:


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    #2
    Miscreant
    Registered Users Posts: 2,269 ✭✭✭Miscreant


    well, 123.ie (RSA) provided me with a free rental for up to 7 days while my car was being repaired. I only needed it for 4 days but was still covered.

    As for the breakdown/tow. I am not sure if there are any companies that offer this, it is usually to the closest repair centre, but I could be wrong.



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    #3
    zg3409
    Registered Users Posts: 6,739 ✭✭✭zg3409


    Many insurers offer it as an optional extra and it's typically far cheaper than joining the AA. Often they are the cheaper type policies with no home start help or limited distances or not paying for taxis home. You might get better info by getting online quotes and looking at the details or ringing a broker and explaining your needs. You might be better to keep a nest egg emergency fund of a few thousand in your account than buying optional extra cover that you may never use. I always keep enough to buy a banger in case of a crash, or to pay for a tow, or pay for minor repairs etc. Any insurance charges more than it costs them to provide the service. You can often haggle a towing price at the time. For example I got a car towed from limerick to Dublin for about 200 euro, but it took a few days and arrived on a large multi car transporter.



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