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Commercial rent insurance

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  • 13-10-2022 6:59pm
    #1
    larko
    Registered Users Posts: 162 ✭✭


    Hi. I've been renting a retail unit for the last 4 years. No lease although there is now talk about doing one up. I am engaging with a solicitor for this so that's not an issue at the minute.

    My landlord has given me a building insurance bill every year and I've paid it. This is separate to my own contents and PI insurance which I pay myself.

    This is my first time in business and i think maybe I shouldn't have been paying this after all? I pay council rates and water rates that's separate

    Any thoughts? Thanks



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    #2
    Allinall
    Registered Users Posts: 6,709 ✭✭✭Allinall


    It's generally stipulated in commercial leases that the tenant pays the building insurance.

    However, it is very unusual to have a commercial property rented without a lease in place.

    You could refuse to pay the insurance, but then the landlord could just change the locks and throw you out.



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