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Does a windscreen repair count as a claim if your Insurer does not list it?

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  • 15-12-2022 4:22pm
    #1
    BornSkippy
    Registered Users Posts: 44 ✭


    As the title says,

    If your Insurer does not list a windscreen repair in the NCB document, pursuant to it's Policy T&Cs, does it count as a claim with a duty to disclose when seeking quotes from other Insurers at renewal time?



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    #2
    bennyx_o
    Registered Users Posts: 4,114 ✭✭✭bennyx_o


    When entering number of claims on online quotes some insurers specify that this includes windscreen claims and others don't. Varies by insurer



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    #3
    BornSkippy
    Registered Users Posts: 44 ✭BornSkippy


    Thanks, Bennyx.

    When talking to Brokers I disclosed it.

    But I got some funny responses, like people saying I need to get another NCB document from my Insurer that lists it.



  • Options
    #4
    coylemj
    Registered Users Posts: 25,455 ✭✭✭✭coylemj


    There is no longer a 'duty to disclose', you are obliged to provide truthful answers to any questions asked of you. That's all.

    If your own insurance company doesn't list a windsceeen repair or replacement as a 'claim', I can see no reason why you should declare it as one.



  • Options
    #5
    BornSkippy
    Registered Users Posts: 44 ✭BornSkippy


    Thanks Coylemj.

    I wasn't aware of this change.

    Is there anywhere I can read more on this?



  • Options
    #6
    coylemj
    Registered Users Posts: 25,455 ✭✭✭✭coylemj


    Is there anywhere I can read more on this?

    See the first post in this thread I created in August 2021. Click the bold headline or 'View Post' to jump to the thread, click the down arrow to expand the first post within this window...

    https://www.boards.ie/discussion/2058204479/major-changes-to-the-rules-on-disclosure-for-insurance-from-sept-1st




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