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Identity theft. Property purchase

  • 11-01-2023 3:07pm
    #1


    Got a rates bill from another part of the country for a property I know nothing about.

    It appears that it was bought using my identity.

    Contacted local Gardai and county council. Where do I go from here?



Comments

  • Registered Users, Registered Users 2 Posts: 6,879 ✭✭✭Allinall


    Sell it and retire.

    On a more serious note, what makes you think it was bought using your identity? It could just be an administrative error on the council's behalf.





  • Never had any dealings with this council or area



  • Registered Users, Registered Users 2 Posts: 2,802 ✭✭✭endofrainbow


    Are rates bills still a thing ? Sounds like phishing to me.



  • Registered Users, Registered Users 2 Posts: 69,942 ✭✭✭✭L1011


    For commercial property, yes.

    First thing I'd suggest doing (beyond what the OP has done) is order a CCR report to see if anything else has been done.



  • Registered Users, Registered Users 2 Posts: 1,585 ✭✭✭Lenar3556


    It’s quite a stretch to assume that because you received a rates bill that a property was purchased in your name, or that there was a case of identity theft.

    It’s also hard to see why someone involved in identity theft would use their skills to enrich your property portfolio either. It wouldn’t make also a lot of sense.

    Contacting the Garda is probably unnecessary. I would simply return the rates demand to the local authority who issued it, tell them you know nothing about it, and ask why they sent it to you. I wouldn’t be loosing any sleep over it.



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  • Lunar3556, you are correct.

    It looks like it was a misunderstanding.

    My details may have been inadvertently forwarded to the council by a third party who had them for an unconnected matter.

    I was a little over cautious, as my PPS was previously used for fraud. Did not want my credit rating ruined over an unpaid loan.



  • Registered Users, Registered Users 2 Posts: 29,710 ✭✭✭✭AndrewJRenko


    That sounds like a fairly serious breach of data protection law and GDPR. You could make a complaint to the Data Protection Commissioner if you like.

    Post edited by Boards.ie: Mike on




  • I’m happy to move on, once the council accepts I have no interest in or connection to the property.

    Mistakes happen.



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