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First time health insurance mid 50s

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  • 03-06-2023 7:09am
    #1
    Cal04
    Registered Users Posts: 516 ✭✭✭Cal04


    A relation had health insurance up until 2009 when they could no longer afford it. They are now in their mid 50s without any. I'm worried about them getting older without any. Can they join now or would it be astronomical?



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    #2
    Deiselurker
    Registered Users Posts: 186 ✭✭Deiselurker


    There will be a 2% levy for each year from age 35 to their age now that they didn't have insurance. However this is offset by a credit for the years they had insurance which should still be on record. They should contact the insurers for more information as better to take it now than wait and take in a few years.



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    #3
    Brooklynn Handsome Underarm
    Posts: 0 ✭ Brooklynn Handsome Underarm


    Bear in mind that me choice of insurer, as we’ve recently heard about insurers other than VHI not covering the most effective drugs for cancer. I shudder when I hear likes of Conor Pope going on about choosing the insurance company that offers the cheapest option “as they all offer more or less the same cover”. If you find yourself with a disease very treatable via the insurance company you turned down to get a cheaper quote, then that insurance is relatively useless to the situation you find yourself in.



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    #4
    SEPT 23 1989
    Registered Users Posts: 43,028 ✭✭✭✭SEPT 23 1989


    If you get into serious trouble a life and death situation

    everyone is equal



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    #5
    Leg End Reject
    Registered Users Posts: 16,985 ✭✭✭✭Leg End Reject


    https://www.boards.ie/discussion/comment/120702520#Comment_120702520

    Everyone is not equal though when waiting to see a consultant, having diagnostics and accessing treatment for symptoms that could become a life or death situation.

    ETA - everyone is not equal either when waiting for so-called elective surgery etc.

    https://forumofgames.com/index.php




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